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Well, if you're talking about the growth factor for the exponential problems, you can simply convert the percent of the growth rate and add 1.

Eg. Growth Rate = 25%, Growth Factor will equal to 1.25 because 25% = 0.25. 0.25 plus 1 is equal to 1.25.

Eg. Growth Rate = 5%, Growth Factor will equal to 1.05 because 5% = 0.05. 0.05 plus one is equal to 1.05.

Hope that's what you want =)

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