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A Category 3 hurricane can cause quite a lot of structural damage. Winds are most intense within 20 miles of the coast. Also, along the coastline, there is the risk of flooding due to storm surge. In 2003, Hurricane Isabel caused an 8-foot storm surge in Annapolis and Baltimore. Farther inland, a hurricane tends to blow down fences, break tree branches and, in some cases, blow down whole trees. This causes lots of damage to the electric power distribution grid, which can take a long time to repair. For most people, who don't live near the coast, the biggest problem is likely to be a prolonged power outage. In 2008, Hurricane Ike knocked out power to 3 to 4 million households for one to two weeks. Ten days without electricity was typical, even for people who didn't live anywhere near the coastline.

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