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If you use more it will cost more. You may ask the previous owners for a past bill, if they have one to help with your estimate.

However, you may get some benefit of the home being two stories, particularly if you have separate heating and air conditioning for each story. That is because heat rises, and if you heat the downstairs, the upstairs may be just right. In the summer, cooling the upstairs will help with the downstairs area. Otherwise, the R rating of insulation, the number and size of windows in each room (unless double paned) and the part of the country where you live will make a difference. Plant some trees, but away from the sewer line and at least 20 feet away from the house for future savings.

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