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Geographic redlining is a discriminatory practice where financial institutions, insurers, and other entities outline specific areas, often predominantly inhabited by minority communities, as high-risk for investment or service provision. This leads to systemic denial of loans, insurance, and other resources, effectively marginalizing these neighborhoods and perpetuating economic disadvantages. The term originated from the practice of using red ink to mark maps, indicating areas deemed undesirable for lending. As a result, redlining has long-lasting effects on community development, homeownership rates, and wealth accumulation among affected populations.
What else can I help you with?
When was Asian Geographic created?
Asian Geographic was created in 1999.
What is geographical context?
Geographic context is the geographic area that relates to a particular problem, discovery, or issue.
The geographic term for the land bordering the sea?
The geographic term for the land bordering the sea is coastline.
Is national geographic a cartoon?
No
Which geographic feature cotributed to beginning of farmers comunitys?
which geographic feature contributed to beginning of farmers community's
What was Patricia J Williams experience with redlining?
She was offered a loan
What happens when you redline in real estate?
Redlining in real estate refers to when a lender denies mortgage loans, or charges more for mortgage loans, based on a particular geographic location, such as a neighborhood. The term "redlining" was coined by John McKnight in the 1960s and is used because it represents categorizing areas where banks would not lend by drawing a red line on a map around such a neighborhood. The practice is illegal because the criteria for extending credit is supposed to be based on financial characteristics of the individual, not on where the individual lives. Lenders who practiced redlining in the past often used it to discriminate against lower income neighborhoods, which typically housed minority populations.
What is redlining?
Redlining is when you get to the red part on a speedometerWhen you are driving too fast and the rpm go above a certain amount, you are red lining. I need to know what redlining means in terms of racial and ethnic groups
Is redlining permitted if the lender can prove the practice is based on 'business necessity'?
yes
What is the most common situation in which insurers run the risk of modern day redlining is?
territorial rating
Did African-Americans suffer from redlining and how?
Yes, African Americans did suffer from redlining. Banks would target them for loans but would charge them more then a white counterpart. There were also cases of banks lending to low income whites but not to middle and upper class blacks.
What does redlining a stripe meaning?
"Redlining a stripe" typically refers to the practice of marking or highlighting specific areas, often in a map or document, to indicate a particular status or classification. In a broader context, it can be related to the historical practice of redlining, where certain neighborhoods, often based on racial demographics, were marked to deny them access to services like loans and insurance. This term may also be used metaphorically to describe the exclusion of certain groups from opportunities or resources.
Did German immigrants effected by or participate in Dual labor market Affirmative Action Redlining Double Jeopardy Institutional Discrimination?
I could not find in my research that German immigrants were effected by or participated in dual labor market, affirmative action, redlining, double jeopardy, or institutional discrimination.
Did caucasian group participate in dual labor market environmental justices affirmative action redlining double jeopardy institutional discrimination or reverse discrimination?
Did caucasian group participate in dual labor market environmental justices affirmative action redlining double jeopardy institutional discrimination or reverse discrimination?
What engine size is the BMW e60 m5?
The E60 M5 has a 5 liter S85 (V10) engine, redlining at 8250 RPM.
Describe how redlining may affect the educational system?
Redlining can lead to segregated neighborhoods with disparities in school funding and resources. This can result in schools in redlined areas having higher concentrations of poverty and fewer opportunities for academic success. As a result, students in these schools may face additional challenges in accessing quality education and academic support.
What opportunity was lost to us as a society during Suburbanization following World War 2?
the opportunity lost to us was the opportunity to stop redlining and blockbusting
