Yes, You should always keep your contact information up to date with your insurance Company.
Lack of or inability to contact the insured can indicate abandonment of the policy or abandonment of the insured property or a change in residence status.
You will have to start calling local insurance agencies. Someone will provide you coverage and if no one will you can call your state's insurance commission and ask about an assigned risk policy.
If the insurance company has asked you for information, and you have not provided it, they can cancel your policy. The company must understand the risk (what they are insuring). Each state has laws on how long the company is required to give you before cancelling your policy. Please check with your agent or with the insurance laws in your state.
I believe you can, your premium my just be a little higher. that's what happened to me anyway. Hope this helps a bit.
The address for Southwestern Life Insurance Company is 8516 Freeport Parkway, Irving, Texas 75063-2575. Telephone is 469/ 499-1300. To get information about the status of the policy, ask for "Policyholder Services" or "Customer Service". If done in writing, ask for an "in force statement" regarding the policy. Ideally, you should have the policy number to reference, but if not the name and other vital information of the person who is named on the policy as the insured. If you have the policy, you can also contact the agent who sold it. He/she can assist in getting this information
variable life insurance exceeding 10,000 dollars.
Contact your agent or companies policy services dept. and see if you can pay your premium and get reinstated, or if you can get a new policy. There are companies that will accept drivers that have been previously cancelled look around, contact some agents, but get some insurance !
You should contact your Insurance Company and ask them. Different Insurance companies have their own rules. Some will but they are gonna have a time limit or may require you reapply for a new policy. You just have to ask.
Simple. You just buy a new policy.
You call customer service of the insurance company and ask. But if the policy is cancelled, it is very likely there is no value to it.
once the insurance has paid out the policy limits that's it. they do have to defend their client if you choose to sue their client for further damages which you can do.
In Short - NO. However it is entirly depands on the individual policy contract. as a thumb rule - cancelled life insurance policy is not reinstatable. Regards, Tarun Bansal Life Insurance Advisor LIC of India - Delhi http://www.savingwala.com
Contact your local agencies of insurance to find out if you can get collision covered as a teen, or in a unique situation. They will give you policy and technicality, and inform you of what you are eligible for as a client.
Yes. Non Payment of premium can cause a cancellation or non renewal of an insurance policy.
Contact your insurance agent.
I would need to know why the policy was cancelled back to inception. Sometimes this is called "flat" cancellation and it is extremely rare. Could you tell me why the insurer cancelled back to inception?
Yes it does. The cancellation of an insurance policy is not retroactive.
You need to contact the insurance company to find out. Unfortunately, there is no easy way to find out what insurance company, if any, the person was using. But here are a few hints: If you have access to the person's records, look through the files for a copy of the policy or cancelled checks to an insurance company. If the person had auto or home insurance, contact that company. Many people keep all their insurance policies with one company. Ask relatives of the person who died, if they know of a life insurance policy and if so, with what company. Contact their state Office of Unclaimed Property, they would have a record of the insurance payments.