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What insurance companies offer unoccupied insurance?

Not all major insurance companies offer unoccupied insurance. Those that do will charge a hefty premium. Contact an agent to discuss options and obtain quotes.


What do moving companies charge?

Local moves are charged by the hour; the total amount depends on how many movers you have and how long it takes them to complete the move. Out of state moves are charged by the weight. I will include a link in the source box for you for more information.


Is an insurance company allowed to charge a new customer an additional surcharge on their policy because they were with their last insurance company three years instead of five years?

Yes, however, it is not an actual surcharge. Prior insurance is a rating factor and determines what rating tier you are put into. It can be based on time with the other company, your bodily injury limits with the other company and if you've ever had any lapses in insurance.


How does insurance company benefit from life insurance?

As with any kind of insurance, the insurance company benefits by distributing risk according to statistical models, finding out how much it would cost them to pay out claims against all their insured clients, and then charging their clients more than their analysts tell them they will have to pay. With life insurance you pay an annual premium that could be fixed, or could go up significantly the older, more sickly, or more likely to die you become (depending on your type of coverage). So if you are twenty years old and take out a 20 year term life insurance policy, the insurance company knows what the exact % chance is that a person who more or less fits your description will die in the next 20 years. They factor that out across all their customers, and then they charge their customers more than they expect to pay out. Insurance benefits unlucky people and insurance companies. Everyone else loses.


How do you get liability on vacant land without homeowners insurance?

You could get a commercial type policy -- the last one I sold in Texas was about $1200/year for $300,000 liability. They charge per acre. Insuracne is regulated by state governments. All insurance questions should be required to state what state you are in. Don't just love the English language? Why don't you have homewners insurance??? You have to live somewhere. You can buy a renters policy that has personal liability as part of the package and ask the agent if it will extend to vacant land.

Related Questions

How is a partially charge battery like adp?

Because it can be fully charged by an addition of a phosphate group.


Why do insurance companies charge for change of address?

The insurance companies should not have charged for change of address, which is part of their rendering service to the customers. In India, the insurance companies do not charge anything for the above service, though I am not aware if US insurance companies are charging for this trifle job or not !


What is charge of an atom?

The charge of an atom is neutral overall, meaning it has an equal number of protons (positively charged) and electrons (negatively charged). If an atom gains or loses electrons, it becomes an ion with a positive or negative charge.


What is Electrification which confers the same charge is electrification by?

electrification is processes of charging in which neutral body is charged by removal or addition of electrons


Do you have to get SR21 insurance if you get a deferred judgment for a drunk driving charge?

Can you be charged with dui if you are stuck and behind the wheel but car not running


Is AAA membership a monthly or yearly charge?

AAA membership is charged as an annual fee. (On the other hand, AAA auto insurance is charged, periodically, over the course of a year.)


What happens when a positively charged electron becomes neutral?

When a positively charged electron becomes neutral, it gains an equal amount of negative charge to balance out the positive charge. This typically occurs through the addition of another electron or the loss of a proton, resulting in a neutral atom.


What is the past tense of charge?

The past tense of charge is charged.


The addition of an electron to an atom or molecule is called?

Reduction = addition of electrons. Generally negatively charged species is formed as a result


What if you leave while being detained by a police officer?

It is considered resisting arrest and you can be charged with that offense, in addition to whatever charge you were detained for in the first palce.


When the object is charged by contact what kind of charge does the object have compared with that on the object giving the charged?

When an object is charged by contact, the object getting the charge has the same charge compared with that of the object giving the charge. so if the object giving the charge has a positive charge, so does the object getting the charge


A positively charged ion will bond with?

A negative charge attracts a positive charge and repels a negative charge. OPPOSITES ATTRACT ;)