They actually owe you premiums back to the date of you selling your home. I would start by calling and asking to the manager of customer service and explaining the situation. They can not insure a home you do not own! Tell them to fix the problem, refund your money and fix your credit report as it pertains to insurance carriers (I forget what it is called) or you will call the Better Business Bureau, Attorney Generals office and the State Insurance Commissioner. If you are dealing with an agent or agency, the problem could lie right there. Contact the insurance company directly!
Most insurance provided by the employer continues through the month of separation. If you leave your job on March 7, your premium has probably been paid until April 1st. As to whether your COBRA coverage will backdate, you would need to contact the insurance company for their policy.
No, you cannot backdate a homestead exemption.
No. Altering documents in such a manner is unlawful.
NONE it is against their policies and state policies!! Try to make friends with someone who sells auto insurance that is your best bet.
Yes, it is illegal to backdate a document as it can be considered fraud or forgery.
If you have an auto insurance policy, and you want to either switch companies or cancel your coverage because your vehicle is no longer in commission, you have the right to do so. While the process of cancelling a policy will vary amongst insurers, most insurers will request a letter of cancellation in writing with your policy number, requested date of cancellation, and your signature to cancel your policy. If your vehicle is non-operable, some states will require proof of the date you reported the vehicle as a non-op to the DMV. If you are switching companies, you may be requested to provide a copy of the declarations page from the new insurer showing the effective date of the policy to backdate the cancellation. While some companies do not charge a fee for cancellation, others will short rate your premium and charge a percentage of the unearned premium if you cancel your contract before renewal.
Homeowners insurance companies will generally offer insurance effective immediately at the time of the quote if you have the down payment, your home does not require an inspection, and if it otherwise meets the underwriting guidelines of the company. The policy is usually effective at 12:01 am the day the policy is bound. The insurance company will not backdate coverage to a prior date because doing so effectively makes it potentially liable for covered losses that may have occurred before the inception date of coverage, and for which it has not collected a premium.
yes. at least on my insurance company's web site. So see if yours has a website to do this. If you wrecked the car yesterday they won't backdate a policy today.
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No, it is illegal to backdate a check for tax purposes. It is important to accurately report income and expenses for tax purposes to avoid penalties and legal consequences.
No, it is generally not legal to backdate a contract as it can be considered fraudulent or deceptive. It is important for contracts to accurately reflect the date on which they were actually signed to ensure transparency and legality.