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The insurance company sought you fit to complete the job and by issuing the check I'm going to assume you did the work at a high workmanship standard and fulfilled the contract. Take them to court and take them to the cleaners you'll get way more that what your owed seize property do it all Fellow contractor to contractor. May them pay big time lowlifes like that are what drags American families down
What else can I help you with?
What is recourse for homeowner whose insurance company paid contractor in full and contractor refuses to complete the job as agreed to with the insurance company?
Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.
What is surplus lines insurance?
Surplus Lines Insurance is insurance that is not written through the admitted market. The insurance companies that are approved to write Surplus Lines business are not considered "admitted" or "licensed" by the states. The insured is not covered by the state Guarantee fund which means that if a surplus lines insurer becomes insolvent; the insured has no recourse in the event of a claim.
Which states are non-recourse?
is california
Without recourse is what type of endorsement?
stating that the person who try to cash it, the person that it is giving to who is unable collect on it.cannot go after the party that endorse it without recourse.
Your brother's company failed to have him sign the life insurance beneficiary form therefore the life insurance money went to your parents is there recourse against the negligence of the company?
No, The insurer provides a means by which we can assign beneficiaries, If those beneficiaries turned out to be your parents then so be it. Without evidence to the contrary, Namely an assignment of proceeds AKA naming you as a beneficiary, the law has no option but to presume that was the intent of the insured. Their is no negligence here on the part of the Company and therefore no liability. The insurance company is only following the law as well as the documented intent of the insured.If you think there was an oversight on the part of your sibling in the assignment of beneficiaries, then you would need to bring your action against the beneficiary and/or the estate of the deceased. Basically you'd have to sue your parents and your brothers estate. The Insurance company would not be a party to your recourse action.
What is recourse for homeowner whose insurance company paid contractor in full and contractor refuses to complete the job as agreed to with the insurance company?
Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.
What recourse does a General Contractor have if an insurance company refuses to pat overhead and profit?
ALL businesses/contractors deserve O&P. The insurances charge it in their policies to their insureds and therefore legally are not allowed to keep it; in addition to wanting your contractor to reinvest in themselves to be around to honor your warranty... it is always justified and required. The best recourse is to hire a knowledgeable contractor/business to handle your insurance claim on a contingency basis. Not all contractor's are educated enough to know what the laws are and what they deserve to keep them in business. One is to file a complaint with the insurance department and see how that goes. Unfortunately, this can potentially take some time, sometimes to run through the system and garner results. Regardless of a quick result or slow result, it is a necessary step to keep the insurances from keeping what is not theirs. Another is to invoke the Appraisal provision of the policy (Results vary).
Are you stuck with the replacement value set by the insurance broker - the amount seems exhorbitant and an attempt by the company to increase their rates unreasonably - do you have a recourse?
hire a licensed contractor to assess the replacement cost of your home - then discuss with broker and or company directly
If a contractor does a poor job and has been paid does the owner have any recourse?
Unfortunately, money that has been paid for poor workmanship is probably gone forever. However, if a roof leaks, or the dishwasher doesn't work, or the installed product does not perform as it should, I would definitely seek recourse. But unless the contractor has a sterling reputation that they want to maintain, and some assets, I wouldn't hold out too much hope.
If a contractor does not finish a job what do you do?
The laws vary from state to state, but in most places require a contractor to be licensed. This means you may have some legal recourse other then taking him to court (which could take years) Contact the local bureau of licenses and ask them how to file a complaint.
Can new Homeowner file a claim against General Contractor Liability Insurance for work done for previous home ownwer that caused property damaged recently discovered by new owner of the house?
No. You, (The new owner) was not a party to the contract between the previous homeowner and the trade contractor. The contractor has no obligation to a subsequent owner with whom he did not contract or make warranty. It's no different than when you buy a used car. You would have no recourse for work you might consider substandard against a mechanic that did repairs for the previous owner because you did not own the property at that time and were not a party to the repair agreement. Hopefully you purchased a home warranty through your realtor when you purchased the home they are very inexpensive. Your recourse would be to file a claim on the home warranty offered to you when you made your home purchase.
Why must a contractor need to be bonded and insured for you to hire them?
Hiring a bonded and insured contractor protects you from potential financial loss due to accidents, damages, or incomplete work. Bonding ensures that the contractor has the financial backing to fulfill their obligations, providing recourse if they fail to complete a project or meet quality standards. Insurance safeguards against liability for injuries or property damage that may occur during the project, ultimately offering peace of mind and legal protection for both parties. Without these protections, you may be vulnerable to significant risks and costs.
You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?
Its your fault
If father is legally responsible to maintain health insurance for children but drops coverage what is mother's recourse?
Take him back to court.
What if you are injured as a passenger in a car with no insurance?
If the driver of the car you were in was at fault and had no insurance you are out of luck. your only recourse if to sue the person who you were driving with to recover damages. If your driver was not at fault but had no insurance the other parties insurance would have to cover your damages. The lesson is not to ride with people who do not carry auto insurance, ever.
What recourse do I have when a doctor sends me a bill for a procedure because the insurance company has denied coverage for what I think is a bogus rationale?
Take the Insurance company to court. The Doctor has to be paid by some one. and in the end it is you that is responsible for this.
If your Brother forged insurance claim and used other brothers name other brother is left to pay the bill wot do you do?
Your only recourse is to either sue, or report and have your brother charged with insurance fraud.
