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Aflac has several companies that offer similar benefits. The largest is "the good hands people", Allstate. They purchased a longtime competitor, American Heritage Insurance Company and are offering products through Allstate Worksite Division. Another longtime seller of cancer and accident insurance products is Colonial Insurance Company, which merged with UNUM, a disability insurance provider. Mutual of Omaha has also offered benefits in the past and have developed some competitive edge products. And American Fidelity has tried to compete with Aflac in the cancer insurance arena.

Through my years of experience with Aflac, I find that the "DUCK" company offfers more options than others, like the hospital indemnity options. But there is a lot of competition in accident, cancer, and heart-stroke benefits.

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14y ago

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