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1,451 institutions hold 3,156,802,560 shares of XOM (Exxon's ticker). That's about half of its total shares outstanding. But out of this handful of institutions, you can be assured that approximately 4 million American's hold shares of the Company's stock, mostly in the form of their pension or 401(k) (the top three holders of the stock (Barclays, State Street, and Vanguard) are titanic mutual fund and index fund providers). What about the other half? Retail investors. Your neighbor, your friend, your co-worker. In fact, Exxon is one of the most widely held stocks, with a very high "float," meaning "insiders" (company directors) own very little compared to their peers.

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