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If you had an unsecured piece of exercise or more aptly recreational equipment such as a trampoline you could be held liable for the damages.

Trampolines are considered one of the most dangerous toys a home owner could ever own. They result in the highest proportional incidence of injuries resulting in Death. Paralysis and Critical injury of any yard recreation device known.

Almost every home insurance policy written in any country in the world including the United States will exclude coverage for any claims of property damage, injury or liability of any kind resulting from the ownership of a trampoline.

Most insurance companies perform an precursory home inspection at policy issuance. Generally, if a trampoline is noted on the property, the Home Insurance Policy is cancelled right away. Most insurance companies will consider a Trampoline on the property an unacceptable risk.

So, although you may very well be personally liable for damages and injuries, It is not likely a homeowners insurance policy will cover the loss.

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13y ago

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