If your neighbors live tree falls on your house who is responsible?

Answer 1

Yes, this would fall under a liability claim under your homeowners insurance. They are limited on how much they will pay out, depending on much liability you bought in the first place.

Mark

Owner of Denvers Insurance

Answer 2

Generally, Mother Nature would be the responsible party. Unfortunately she does not carry a checkbook.

Fortunately, In the United States at least, no one is held liable for acts of nature. If a tree fell on your property whether from your yard, your neighbors yard, blown in from from some national forest down the street or some other yard due to a natural occurrence you are responsible for your own property. You may be covered under your own homeowners policy for the damages and debris removal depending on the circumstances and on your insurance coverage.

Your own homeowners insurance should have coverage for natural hazards such as this.

Likewise, If your neighbor sustained damage as well whether from his own felled tree or if your tree fell onto his property. His own insurance would cover the damage

Answer 3

Nobody is liable for an act of nature. Baring some proven negligence on the part of your neighbor, there is no liability.

Your own homeowners insurance should have coverage for natural hazards such as this.

Likewise, If your neighbor sustained damage as well whether from his own felled tree or if your tree fell onto his property. His own insurance would cover the damage

Answer 4

You should run the claim through your insurance first. The neighbor or their insurance company can come after you for damages.