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Homeowners insurance typically covers personal injuries that occur on the property, but it may not cover injuries sustained by the homeowner while performing tasks like climbing a ladder, especially if the injury occurs due to negligence or lack of safety precautions. If the homeowner is injured while doing work related to their home, they might need to rely on their health insurance for medical expenses. It's important to review the specific policy details and consult with the insurance provider for clarity on coverage in such situations.

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2w ago

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