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Culvert pipes may or may not be covered under a homeowner's insurance policy, depending on the specifics of the policy and the cause of damage. Standard homeowner policies typically cover certain types of water damage, but they often exclude damage due to flooding or specific types of structural failures. It's essential to review the policy details or consult with an insurance agent to understand the coverage limits and any exclusions related to culvert pipes.
What else can I help you with?
Sewer line replacement covered under a homeowner policy?
Don't you think you should look at your policy?=In general HELL NO THEY ARE NOT COVERED=
Is your girlfriends property covered under your homeowner insurance?
its a gray area in the policy - but property of others would be covered at your request
Insurance company says off-road motorcycles are not covered for theft under a homeowner's policy are they wrong?
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
Dirt bike covered under home owners insurance?
Is a dirt bike covered under homeowner personal property?
When a homeowner dies and the home needs repairs are the contractors covered while working in the unoccupied home under the existing policy?
If the insurance premiums were paid up to date before the homeowner's death, and if the repairs are covered under the policy, then yes, the repairs should be covered by the insurance policy. If there is a dispute as to whether or not the repairs are covered, read the dec page (declarations page) of the original insurance policy, which will give you more information as to what is covered, and what is not. There are different types of homeowner's insurance, some offering only minimal coverage, while others offer more comprehensive coverage. You need to find out what type of homeowner's policy the owner had purchased. Also, if the house is in probate, or if it has already been probated (gone to the one who inherited it), this may affect the outcome, as well. If it is still in probate, the insurance company may try to use this as a tactic to hold off on payment of repairs. However, they should not be able to do this, even if they try to.
Why do you need a homeowners insurance adjuster to file a claim?
You don't. The homeowner files the claim. The adjuster then reviews the claim to determine if it is in fact a covered loss under the terms of your policy.
Will your renter insurance cover when there was a damage in parking lot with your vehicle?
Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded under your homeowner's rental policy.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Is a porch and deck covered under homeowner insurance or Flood insurance?
yes
What would likely be covered under homeowner's insurance but NOT by renter's insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Does homeowner insurance cover hvac?
Your HVAC is covered under your homeowners insurance for the same perils as your home, such as Wind, Hail, Fire lightning etc and subject to the applicable deductibles. See your Home insurance policy for schedule of covered perils.
Does home owners policies cover stolen motorcycles?
No. Motorcycles are covered under a motorcycle policy that is purchased separately and like an auto policy you need comprehensive coverage on the policy to cover theft. A homeowner's policy specifically excludes coverage for any self-propelled vehicle except lawn mowers used exclusively for the maintenance of your property. If the mower is used to cut other peoples grass for pay it is not covered except under a business insurance policy.
