Over what period of time can you collect short term disability?

Answer 1

Long term disability benefits may be a benefit of employment, or provided under an individual policy purchased by the insured. In either event, the terms of the benefit will be defined in the plan or policy. These include the duration of time that the insured must be out of work, due to a disabling injury contemplated by the policy, before being entitled to payments. That period of time is called the "elimination period".

Answer 2

Each statutory state has a different maximum benefit period. CA = 52 weeks NY = 26 Weeks NJ = 26 Weeks HI = 26 Weeks RI = The duration of your claim is equal to 36% of your total base period wages divided by your weekly benefit rate (not including dependent's allowance). The most you are allowed to collect is an amount equal to 30 full weeks. You may claim these weeks any time you are medically certified as unable to work during your benefit year.

Answer 3

Short term disability policies offer a variety of benefit periods (how long the benefit lasts): 3, 6,12, and 24 month benefit period options are very common.

Check your policy for the benefit period.

Answer 4

That depends upon the elimination period in your policy. The elimination period is the amount of time you need to be disabled before you are eligible for benefits. Check your policy for details.

Answer 5

The duration of time for which you are ability to collect Short Term disability benefits is completely determined by the policy. You should reference your Short-Term disability contract and check for the "benefit period". This will tell you how long benefits are payable for.

Traditionally, Short-Term benefits will pay for anywhere from 3 months to 1 year.

Answer 6

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