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To begin with I too have Long Term Disability insurance payments and SSDI payments. My policy was specific as to what would happen when SSDI kicked in. My monthly payment would be reduced by the amount of SSDI. In addition I was required to submit any "lump sum checks" issued by the Social Security Administration while my claim was being processed.

Now I understand most policies work this way but until you get a copy of your policy and review it, it will be difficult to give a complete accurate answer. Hope this helps.

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14y ago

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