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What does the Human Rights Act aim to do?

To make sure that they are not discriminated against in all aspects of life due to gender, age, race, disability .


Can bone spur in my foot consider as disability?

A bone spur in your foot alone may not be considered a disability unless it significantly impairs your ability to perform major life activities like walking or standing. To be classified as a disability, the condition must substantially limit one or more major life activities. It is best to consult with a medical professional or disability specialist for a proper evaluation.


Can wearing a colostomy be considered a disability?

Yes. It depends on the insurer and how the patients quality of life is affected. Not all colostomy's are well managed and can be troublesome for many patients.


Does a life estate affect disability?

A life estate does not have an affect on someone's disability. It may certainly affect their ability to collect disability payments.


Do all term life insurance policies have disability?

What you may be referring to is a disability waiver of premium. This is a provision that is generally available, for an additional premium, that waives the payment of premiums upon the disability of the person who is responsible for the payment of premiums. The disability waiver is, as stated, an option that is usually selected at the inception of the policy. In direct answer to your question, not all policies have them.


Will a person with disability have a normal life as an adult?

It depends what kind of disability


Are there any online term life insurance quotes that include disability coverage?

Disability isn't usually "rolled into" a life insurance policy, but you can buy both life and disability coverage from MetLife or Guardian Life, for example.


Who sells key man disability insurance?

An insurance agent. Normally an agent who specializes in business life and disability insurance would handle such matters as they are generally more complicated than normal everyday life, health and disability matters. Some policies have tax advantages and need to be set up in particular ways so you need someone who has had traning in these matters.


Can a person file for disability if he has private life insurance?

Disability has nothing to do with your life insurance. These are two different things.


If both parents have the gene for polydactyly with 4 children how many of the children will have extra toes or fingers?

1-2 children will be affected causing long life disability.


What is acquired disability?

An acquired disability is not one you were born with. It occurred later in life.


Do you have to pay taxes on a partial life insurance paid out due to total disability?

If I'm not mistaken, life insurance is paid out on death. It may have a clause that pays the premiums on it in event of disability, but that, like a policy that pays you on disability, is basically under a disability insurance benefit, not life insurance policy.