You can pray to St. Nicholas or any saint to ask them to intercede for you to God.
Pray in your own words to him, expressing your needs and what you are asking of him. at the end say" Saint Alberto Hurtado, Pray for Us"
You can pray to Saint Anthony of Padua when looking for lost things.
Which Saint Thomas? There are several.
There is no patron saint of finance but St. Matthew is the patron saint of accountants.
st.anthony
You should pray only to God.
There is no patron saint of guidance and direction. You might pray to your patron saint for that.
People pray to Saint Bronagh for her intercession and guidance in times of need. She is considered a patron saint of protection and healing, and many believe that by praying to her, they can seek her help and connect with divine grace.
Saint Joseph of Cupertino is a patron saint for test takers.
St. Jpseph, the spouse of the Blessed Virgin Mary and foster father of Jesus is the saint to pray for when searching for a home.
Saint Anthony of Padua is the saint to pray to for help in finding lost items.