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Yes, in some cases a parent can be responsible for the debts of an adult child. Prime examples are cases where parents acted as a guarantor for emergency medical service, owned a automobile involved in an accident, or co-signed on a loan or credit card for their adult child.
However, if this is just some creditor or collections agency contacting you on a debt you have nothing to do with making a threat to hold you responsible, or even spoke with you in any detail regarding your adult child's debts then they are in violation of 15 USC 1692c § 805(b) for communicating a debt with a third party and 15 USC 1692e § 807 for making false and misleading statements.
I would suggest contacting a FDCPA attorney in your area since your son would be entitled to statutory civil damages for these violations, and you may be also, especially if they attempt to report this debt upon your credit.
What else can I help you with?
Is child responsible for debts of parents bankruptcy?
No, not unless the child was a co-signer and agreed to be responsible for payment of the debt.
Can an adult child inherit a parents debt if there are no assets?
The estate will be responsible for the debts. A child is not responsible unless they co-signed for it.
Is child responsible for parents credit card debt after death?
I think that would be paid out of the estate and not by the child.
Are the parents of a deceased adult child with no estate responsible for paying unpaid debt?
No, if they were not joint debtor's with the deceased they are not responsible for any of his or her debts.
Are children responsible for parent debt after their death in VA?
The child is not responsible for the debts of the parents. The estate has to resolve all of these before they can close it out.
Is child liable for a deceased parent's debt?
As long as the child is not a cosigner on the debt, the child is not responsible for parent's debt. The parent's estate would be responsible for the debt. Technically this could reduce the inheritance the child receives, but it is not the responsibility of the child.
Can a parent be held responsible for a minor child's debt?
Yes a parent can be held responsible for a minor child's debt if the parent co-signs on a loan with the child. For credit cards, if the child is an authorized user on a parent's account the parent is also responsible for this debt.
Are parents responsible for debt of adult child?
In general, parents are not responsible for the debts of their adult child unless they have co-signed for the debt or are legally obligated to cover the expenses. However, some exceptions may apply depending on the circumstances and applicable laws. It's recommended to seek legal advice for specific cases.
Are parents legally responsible for child's credit card debt?
If the parents are the primary card holders and let the child use the card, yes. If the child is a minor, yes. If the parents are a co-signer for the account, yes. If the child is over 18 and the credit card is their own, no.
Can adult children be responsible for burial or paying debt of a deceased parent if said parent abandoned them as a young child and there has been no contact for more than 20 years?
Children are never responsible for their parents debt, unless they co-signed for the debt. Those bills are the responsibility of the estate. The executor will pay them or inform the debtors of the lack of assets.
Why do children go to child labor?
Children usually work as a child laborer because their parents have a debt to someone and the child is responsible for paying it off, and they are sent to work at a factory.
Can a child make a visa card?
Making a credit card would be forgery and illegal. A minor is not able to sign a contract and is not allowed to incur debt. Their parents may give them a card, but the parents are responsible for the debt.
