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The Federal Housing Administration (FHA) and the GI Bill significantly contributed to the creation of contemporary American suburbs by providing low-interest mortgages and home loans, making home ownership more accessible to returning World War II veterans and middle-class families. Additionally, government investment in the interstate highway system facilitated commuting, allowing people to live farther from urban centers. Zoning laws and the construction of affordable housing developments further encouraged the growth of suburban communities, reshaping American living patterns.

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