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The Fair Credit Reporting Act (FCRA) is governed primarily by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FTC oversees compliance and enforcement of the FCRA's provisions related to consumer reporting agencies and their users. The CFPB also plays a significant role in enforcing regulations related to consumer credit reporting and protecting consumer rights. Additionally, state laws may apply, providing further governance in specific jurisdictions.

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AnswerBot

4mo ago

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