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Was the person incompetent at the time the original agreement was made? If so, then maybe, (just maybe). Believe it or not mental illness is not a defense for not paying your debts. Neither is "I don't have any money." A mentally incompetent/ill person can be sued for a debt. Not, however without a competency hearing. If the court finds it necessary it will appoint a guardian to protect the ill persons' interests. So you can imagine that CCC's, are reluctant to take this route. It is lengthy, expensive, and in the long run will probably accomplish very little.

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Followings includes information regarding a persons credit character reputation and habits?

Yes, a person's credit character includes information about their creditworthiness, payment history, and overall financial behavior. Lenders use this information to assess the risk of extending credit to the individual. It reflects how responsible the person is in managing their debts and finances.


Can a person with a mental health disorder be held responsible for credit card debt?

Yes, a person with a mental health disorder can be held responsible for credit card debt unless they are declared legally incompetent by a court. However, their mental health condition can be taken into consideration in determining their ability to manage their finances. It's important to seek legal advice in such cases.


What are some of the difficulties in caring for a mentally challenged person?

Some difficulties in caring for a mentally challenged person include managing challenging behaviors, ensuring their safety, providing appropriate support and resources, and addressing their unique communication and emotional needs. It may also involve navigating complex systems and advocating for their rights and well-being.


How can defined mentally healthy person?

A mentally healthy person is typically able to cope with life's challenges effectively, maintain healthy relationships, have a positive self-image, and manage their emotions in a balanced way. They may also exhibit resilience in the face of stress and have a sense of purpose and fulfillment in their lives. Regular self-care, seeking support when needed, and practicing healthy habits can contribute to mental well-being.


Is mentally insane a character trait?

"Mentally insane" is not a character trait, but rather a term used to describe someone with a severe mental illness that impairs their ability to think, feel, or behave in a way that is considered "normal" by society. It is a clinical term used to describe a person's state of mental health.

Related Questions

Who is responsible for a deceased person credit card debt in North Carolina?

The estate is responsible for the decedent's credit card debt.


If a credit card has a person's name a business name on it is the person responsible for it or the business?

the person


Who is responsible for a deceased person credit card?

Bank's Insurance company


Who is responsible for debt if a bank cancels a credit card?

The person who carried the card is still responsible for the debt.


Who is responsible to pay a credit card if the person dies?

The person's estate pays for all outstanding debts.


If a credit card holder has a judgment and dies who is responsible?

No one. The person left is not responsible for the debt. The credit cards want people to think that the family owes for the deceased debt, but they don't.


Who is responsible for credit card debt when a person dies in West Virginia?

the deceased' inheiritance


What do you call a person that is mentally healthy?

A mentally healthy person is safe


Can a person not certified have a certified person sign off on their work?

Yes. However, the certified person then assumes the responsibility that the work of the non-certified person was correct.


Is the social security benefits payee for a mentally disabled person personally liable for that person's debts?

The person, acting as a fiduciary or trustee of the SS payments, is responsible for those assets being properly used. He may be responsible to assure the needs of the person are taken care of as best available...but NOT financially responsible to do so. The mentally disabled person is unable to legally contract, except perhaps for his/her own basic care needs (which should be taken care of by the payee), hence they should not have any personal debts.


Can a non mentally challenged person divorce a mentally challenged mate?

Yes, a person who is not mentally challenged can divorce a person who is mentally challenged would have to be proven they are mentally challenged), but they would have to let the courts decide in the provisions of the divorce what you would pay to help sustain the lifestyle of the mentally challenged person.


Is it possible to transfer credit card debt to another person?

No, it is not possible to transfer credit card debt to another person. Each individual is responsible for their own credit card debt and cannot transfer it to someone else.