What does refer to mean?

Answer 1

It usually means that when you cashed a check it was not honored because the person did not have enough money in their account to cover the check. You should get with the person that wrote you the check to get your money by some other means.

Answer 2

"Refer to prosecutor" usually means that the police will refer the criminal or crime to the prosecutor for possible prosecution.

Answer 3

"Refer to" means to mention or direct attention to something as a source of information or as a way of identifying or describing someone or something. It can also indicate using something for consultation or further consideration.