No we cannot pay zakat on kids saving. On kids saving we pay Fitrana.
Yes we can pay zakat on our assets.
No. First pay off the debt and next year, may be, you get enough money to pay Zakat.
they pay zakat to Qumran education institutions .
The meaning of zakat is, buying the love of God. If you pay zakat you will get it seven times more than you paid.
I m paying zakat almost from fifteen years
Sure, you can. Zakat is God right that you should pay. You should admit that you were sinful in not paying zakat in its due time, intend not to repeat this sin, repent and ask God forgiveness, and if you can backtrack your zakat and pay them accordingly then do it as soon as possible to gain God satisfaction and forgiveness.
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No you cann't. Not because she is non Muslim but because she is your maid and you are responsible of her living so she doesn't desrve zakat from you. Also, you can't pay zakat to your father or sons.
no anything of value
is to give based on your pay.
To pay zakat on stocks, one can calculate the total value of their stocks and then give 2.5 of that value as zakat. This can be done annually or whenever the value of the stocks reaches the nisab threshold.
You pay:'Zakat Alfitr' any time in Ramadan or after Ramadan but before the feast praying 'salat al eid' or before sunrise of the first day after end of the month of Ramadan.'Zakat al Mal' on the money that you have above certain minimum (value of 83 grams of Gold) that remain for one Hijra Islamic year and you pay on completion of this year. To make life easier in the calculation and payment of Zakat Al Mal, it is recommended to fix a certain Hijra month, as Ramadan for example, and on this month you calculate or your savings as of this month. Then you estimate the due Zakat amount as at least 2.5 % of this saving and then you pay them through this month.