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The average cost of insurance for a nightclub typically ranges from $2,000 to $10,000 annually, depending on various factors such as location, size, and the types of coverage needed. Key coverages often include general liability, liquor liability, property insurance, and workers' compensation. Nightclubs in high-risk areas or those with additional activities, like live music, may face higher premiums. It's essential for nightclub owners to assess their specific needs and obtain quotes from multiple insurers for accurate pricing.
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