You can check your credit report to see who has placed a judgement and deal with that creditor directly. There are indeed legitimate businesses out there that can help you clean up your credit record. However it depends on your budget and whether or not you can afford their rates.
Beware, some companies are selling "credit repair kits" from $19-$99 and recommended information that is illegal and could get you into trouble. They are advising consumers to apply for new employee ID numbers, and then use them instead of their Social Security numbers to apply for more credit. Using an improper identification number is fraudulent and will be a further deterrent to cleaning up your credit record.
The local register of deeds should have an index of liens, foreclosures and other judgments against properties recorded there (for the municipality or county).
Face your judgments using valid arguments, and have your name clean again.
A judgment is against specific things.
The only option for stopping a lawsuit and/or obtaining relief of judgments is filing bankruptcy. Otherwise, once a creditor has filed a lawsuit against you and you receive notice of the hearing, or recovered a judgment against you, you cannot stop the process.
Recovery
I have no clue!! Find out yourself!
No, they don't effect your tax calculation if that's what you mean. Depending on who has the judgments, tax refunds may be able to be taken.
Your creditors can make claims against your estate if you own any property at the time of your death.
Read it yourself and find out. Do not cheat, because that is against the law!
Deficiency judgments are fairly common everywhere on large houses. The more the amount you owe on a house, the more you are likely to have a judgment filed against you.
Yes, you can be bonded with judgments, but having a judgment against you may make it more difficult to get bonded. Potential bonding companies may view judgments as a higher risk and may require additional information or collateral before issuing a bond.
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