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I doubt you'll find anything for free, but an alternative to a credit card would be a prepaid debit/credit card, or Western Union. If you open a checking account at a bank, some offer free checking with a debit card that can be used as a credit card for electronic transfers. Some also offer wire transfers from the bank to approved creditors for more convenient bill paying.

You can also use PayPal, MoneyBookers, and a few other companies that handle free electronic money transfers. You will have to have a bank account to participate, however.

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16y ago

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Related Questions

Can you transfer car payments to another person?

Yes, car payments can be transferred to another person through a process called a loan assumption or a loan transfer. This typically involves the new person meeting the lender's credit requirements and agreeing to take over the responsibility for making the payments on the car loan.


If you cosign for a student loan does it show up on your credit report before or after the student starts making payments?

It shows on your credit report even before they start making payments.


Can a cosigner repossess a car if the primary borrower stops making payments?

No. Only the lender can "repossess" a vehicle. You need to keep making the payments to protect your own credit. It is likely you would need to bring a court action, prove you are making the payments and petition the court to order a transfer of title.


Can you explain how EFT payments work?

EFT payments, or Electronic Funds Transfers, are a way to transfer money electronically from one bank account to another. This can be done through online banking, mobile apps, or automated systems. The process involves the sender initiating the transfer, which is then processed by the banks involved, and the funds are deposited into the recipient's account. EFT payments are secure, fast, and convenient, making them a popular choice for various transactions.


Can you transfer money to a credit card?

Yes, you can transfer money to a credit card by making a payment from your bank account to the credit card account.


How can you be in credit on a credit card?

You can be in credit on a credit card by making payments that exceed the amount you have spent, resulting in a positive balance on your card.


How do you get into credit card debt?

By using them & only making the minimum payments.


How can I put money on my credit card?

You can put money on your credit card by making a payment through your bank's online portal, mobile app, or by visiting a branch. You can also set up automatic payments or transfer money from your checking account to your credit card account.


How does making extra payments help improve my credit score?

Making extra payments on your debts can help improve your credit score by reducing your overall debt and lowering your credit utilization ratio. This shows lenders that you are responsible with your finances and can help boost your credit score over time.


How can personal responsibility affect your credit report?

Creditors will often take into account how responsible a person is in making payments on their loans and credit cards.Making payments on time, keeping your credit utilization low and establishing a solid payment history are some actions that can have a positive impact on your score.


How do you esablish credit?

Start off first by getting a Sears, Target, Circuit City or similar in-store credit card. After making purchases and payments on that for six months, you should become eligible for small limit credit cards. Keep making purchases and payments on all credit and shortly you will have established a ground credit. DO NOT GO OVER LIMITS, MISS PAYMENTS, OR INQUIRE INTO TOO MANY CREDIT ACCOUNTS.


Can a person be jailed for not making credit card payments?

No. They can't put you in jail.