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I have researched the Home Depot card, and there are actually a variety of 5 different Home Depot credit cards available. Each of these cards offer different incentivews and benefits. If you check the following link, you will see the different cards that are offered and hopefully find one that works well for you. http://www.homedepot.com/webapp/wcs/stores/servlet/ContentView?pn=Credit_Center&langId=-1&storeId=10051&catalogId=10053
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