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To calculate the mid-year average, first sum the values for the first half of the year (January to June) and the second half of the year (July to December) separately. Then, find the average of each half by dividing the total of each half by the number of months (6). Finally, to find the overall mid-year average, sum the two averages and divide by two. This gives you the average value for the year up to the midpoint.

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