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It depends on what area you are in. Call wellcare and give them your zip code they will give you a few names and numbers in your area. You may have to travel to destinations that are far. If you are in the area of Georgia : Medical College of Georgia offer it but you have to be on a waiting list.

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No.

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== == To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network). The term "plans" is sometimes used to refer to the companies that offer dental benefit products. There are four basic dental benefit products: dental HMOs, dental PPOs, dental Indemnity (traditional insurance with no network) and discount dental (not insurance but you get a discount on the fees charged by participating dentists). DHMOs, DPPOs, and Dental Indemnity products are "insurance. The National Association of Dental Plans site has a directory of companies that offer dental insurance that can be searched by state. You can select "individual" and get the list of just those companies that provide individual dental insurance or discount plans in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan. As of mid 2007 there are only 22 dental plans that provide individual dental benefit products across the nation and they do not all operate in all states. The number is increasing daily. Here are opinions and answers from FAQ Farmers: * I have found unicare offers a PPO plan for individuals. I am about to take out the plan on my child. I had been going back and forth on this for over a year. This is the only one I have found. And my sons dentist is in the plan. * Ameritras offers a dental PPO plan for family and individuals. * In reviewing this answer's history, it appears that some of the information you've been given pertains to a dental PLAN rather than dental INSURANCE. In my own attempt to find individual/family dental insurance, I found a plethora of DENTAL PLANS, but I was could not find any individual DENTAL INSURANCE. Further, there isn't an insurance broker or provider named Ameritas; there is, however, the Ameritas Insurance Corporation, but they only provide dental insurance plans for groups. I found this helpful information at the American Dental Association's website. Even on the ADA's website, the difference between the terms "dental plan" and "dental insurance" are not clearly stated. "What is dental insurance for individuals? Dental plan coverage for individuals is not commonly offered because dental needs are highly predictable. For example, you would not pay premiums for your dental coverage if the premiums were more expensive than the cost of the dental treatment you need. Since this is the case, insurance companies would stand to lose money (spend more on benefits than they receive in premiums) on every individual dental plan they write. There are, however, a few companies that offer a form of dental benefits for individuals. Most of these plans are "referral plans" or "buyers' clubs." Under these types of plans, an individual pays a monthly fee to a third party in return for access to a list of dentists who have agreed to a reduced fee schedule. Payment for treatment is made from the patient directly to the dentist. The third party acts only in the capacity of matching the individual to the dentist. The dentist receives no payment from the third party other than in the form of referral of patients. are differences between a dental PLAN AND dental INSURANCE." You see, the question asked was about dental INSURANCE. The answer, however, immediately refers to a dental "plan", as if it was synonymous with dental insurance! But then, in the second paragraph, it describes "referral plans" and "buyers' clubs"....more commonly known as DENTAL PLANS, not DENTAL INSURANCE! I found a website that explains the difference between plan/insurance much more clearly. I listed it in the "links" - but in case I did it incorrectly, just go to dental-resources.com and in the left frame, underneath the heading Financial (look for the Ben Franklin!), click on "dental insurance plans". There's also a link if you need to know about financing. *Note that it's a commercial site, not affiliated with the ADA. Also, I'm not affiliated in ANY way with this site or the ADA or anything DENTIST, period! (just in case) "Dental Insurance Plans & Programs Dental health is extremely important for individuals and families and it's financially helpful to have some form of dental coverage to minimize the costs of dental care. There is a difference between traditional dental insurance plans and discount plans. Let's first start out talking about dental insurance. It's typically only available to individuals and families who receive their dental insurance coverage through large groups or through their employers. There is a premium that the employer pays to have their employees dental care covered. So how does a Discount dental plan differ from a traditional dental insurance plan? A dental plan is very similar to holding a membership in a buying club? You pay a flat fee yearly. These gives you access to the provider dentists. The discount dental plan negotiates a discounted rate for typical services like hygiene visits, exams, fillings, cleanings, root canals, orthodontics, crowns etc with the provider dentists. The dentists agree to provide these services to you at the pre-arranged discount rates which are often displayed prior to purchasing the reduced fee plan. They are ideal for individuals and their families who do not get dental insurance coverage through their employer. There are substantial savings that can be obtained through the provider networks in the range of 10 60 %. The one drawback can be the limitation of only being able to visit a provider dentist. However even traditional dental insurance can have similar limitations." Some of the PLANS are pretty good, and can save you quite a bit of money. Our dentist is great, we found a plan she accepts and we get a decent discount on all services. Payment is expected up front! We had to get financing (it's like a dental credit card that you apply for) - ask your dentist about it. * Actually Ameritas does offer ppo dental plans but as someone else suggested, through groups only. However, there are groups you can join that offer these types of benefits. Be careful as some offer insurance products and some offer only discounts. We chose and bought the Valu+ plan. It currently (Aug 2006) costs $69/month for the whole family. It has Ameritas Dental, VSP vision, Liberty Medical discount diabetes supplies (my daughter is diabetic), an AD&D plan and an accident supplemental. I think I paid a one time fee of $30 to join the group but well worth it for my family. I was paying well over $100/month for dental alone.

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That is a matter for your own conscience to decide. Unfortunately there MANY decisions in life that involve this condundrum. No one can counsel you on your own beliefs, morals, or personal code of ethics.

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I think I remember Qualified Health (another discount card) having one provider in Anchorage, AK. But QH is much more expensive than Ameriplan (AP) (e.g., QH $4 a day for a family, compared with AP $19.95 a month per HOUSEHOLD-which is awesome with the huge variety of 'living' arrangements nowadays). Advantage Dental

Aetna Dental

AIG American General Insurance

American Dental Professional Services

Ameritas Life Insurance Corp.

Assurant Employee Benefits

CIGNA Dental & Vision Care

Citizens Security Life Insurance Company

Delta Dental of CA, NY, PA & Affiliates

DentalPlans.com

DentaQuest

Dominion Dental Services, Inc.

First Dental Health

GEHA

GroupLink, Inc.

Guardian Life Insurance Co. of America, Inc.

HumanaDental Insurance Company

Liberty Dental Plan of California, Inc.

Lincoln Financial Group (formerly Jefferson Pilot)

MetLife

Morgan-White Administrators, Inc.

National Guardian Life Insurance Co.

Premera Blue Cross

Principal Financial Group

Security Life Insurance Company of America

Shenandoah Life Ins Co

The Dental Care Plus Group

Trustmark Life Insurance Company

United Concordia Companies, Inc.

UnitedHealthcare Dental

Venture Health Group

Wellpoint Dental Services

Source: http://nadp.org/page.asp

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I just signed my father up for the dental plan through AARP. It's ~ $550 a year for insurance coverage but it's a good plan. www.aarp.com AARP is good. Also, many of the companies that offer Medicare Supplements also offer Senior Dental Plans. Here in California Blue Cross has a good plan. To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).

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I have medical and dental insurance, but I do not have rx insurance. If you don't have rx insurance you have to pay for all your medicines. I haven't seen where dental insurance pays for medicines. Usually only rx insurance will

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The coverage that is provided by them is not worth the cost and the aggravation in the long run. It takes them forever to pay a claim and when they do pay it such a meager amount that if a person saved their money that is paid for their so called coverage the cost would be the same or maybe less depending on the dental work done.

Another fault with their "coverage" is that if you have anything done while paying the premium payments and have the claim filed by the dental office during this period, and you want to cancel approx. two months later, their affiliate ameritas group will deny payment claiming that the policy was canceled and claim was paid after cancelling. This is due to their shoddy and foot dragging in making claim payments to the provider in a timely manner. You are then told to return the payment in full, which is typical of deliberate slowness in claim payment by insurance company, because when the dental work was done you were covered and up to date.

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Sorry if this is not what you want to hear, but you, as the patient, are still responsible for the charges. Most (but not all) insurance company will process the claim if it is made within one year of services. Get a copy of the charges from the dentist, and make sure they include the current ADA codes. Call your insurance company and ask about the claim. It is YOU the insurance has to to, since you are the covered party. (And who pays the premiums, either yourself or through an employer). The dental office only files insurance claims as a courtesy. Too many times the insurance company will tell you that a claim was never received, when in actuality it is on somebody's desk or garbage can. Regardless of that, it is still your responsibility to make sure your services were paid for.

If you have a claim that has not been filed by the dentist you first check with your insurance carrier to see if it has been received. I work with insurance companies and they are not allowed to trash or leave any claims lying around or they will be fined. There is a certain law called HIPPA that could get them in a lot of trouble. If they say that it has not been received, yes you can get the information from your dentist to file the claim. If the dentist is in your network under your insurance plan 9 chances out of 10 they have a contract with the insurance carrier to file the enrolee's claim. The reason for that contract is that when payment is made that payment will go to that contracted dentist regardless if you paid in full or not. Also, being that the insurance carrier has a contract with this dentist, have the insurance carrier contact the dentist office to see what has happen. I do it everyday.

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As the previous two s clearly stated - the responsibility falls on the insured to follow up on claims for work they had performed. Even if the office failed or neglected to file a timely claim - balance is still your responsibility. As a person who deals with insurance on a daily basis i can appreciate the patients that care about their claims and give me a hand in getting them processed. We file insurance as a courtesy to our patients not because we are mandated or required in any way by the insurance company.

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You may be able to. Your dentist must take both your dental insurance and your dental discount plan.

Here is an article on it...

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Root canal therapy or extraction. Infected teeth can never get better on their own.

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You can find information at:

FIND A DENTAL PLAN Directory Onlne - a list of NADP members that provide dental benefits plans in your state, for information on coverage, links to their websites and phone numbers. The National Association of Insurance Commissioners (NAIC) (insureuonline.org) is the organization of insurance regulators from the 50 states, the District of Columbia and U.S. territories Insurance Resources at The American Dental Association (ada.org) - many state dental associations sponsor or endorse programs for their members. Web based insurance quote services are available that allow you to obtain a rate quotation on-line or by e-mail. Refer to links below

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It depends on the insurance. Your dentists office can call and check on it for you. Or when you sign up for it ask if it does. Most common insurance coverage for dentures is at least 50%. I believe that it should although all may not but i know a plan that would cover all preexisting conditions as well as dentures.

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I can answer this question. The answer is yes. Whiplash can cause your to clentch down on your teeth causing an impact. This impact can be uniformed and thus the damage teeth caused by the concussion injury may not be symptomatic for years (usually within two years). The injury causes an inflammation (chronic) response and will slowly destroy the vascular bed of the pulp and then the injure tooth or teeth dies. I have seen damage of this type extend to many teeth up to 28 teeth. The accident may even be a minor care accident. Remember, humans are 90% water. Any impact is a serious multiplication of forces. Check your high school physics text. Martial artist rely on impact to stop an opponent. Impact forces are measured to be so high that it may be beyond believe. Whiplash can cause injury similar to a kick or a punch to the chin called "an upper cut" in boxing. I have been researching this subject for the last two years and I presently hold a degree in Dentistry and Medical Sciences.

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You'll probably have to call the claims department of each company or check with your dentist.

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In theory, yes. Most offices can give you an "estimate" of expense, but to know exactly what your insurance plan will pay is difficult. The problem is each insurance plan is different for almost every patient. We can submit a pre-estimate form for the insurance company, but it takes almost 4 weeks for a response. The best course of action: Ask the provider for the fee and dental code# for the procedure- call your insurance company yourself. Remember: They may say they'll pay 80% - but be sure to ask "80% of their fee or 80% of what you allow"? They're often very different numbers.

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The medical expenses are extraordinarily high in India and a comprehensive insurance policy is the best way to tackle the problem of rising price. As a result of the assorted means of advertising, you're currently quite aware of the numerous health insurers in operation in India. For Compare Health Insurance :

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You may still excede your limit, but you shouldn't have to pay out of pocket. The insurane that is in your name is billed first. Then anything that they don't pay, the other insurance will pay. If one of them runs out on the limit, the other one will pay what they would normally pay and you will be left with what is not covered. But there is now way to combine the two yearly limits to make a bigger limit.

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Show the dentist in your contract where it says they can't. If it solves it, great. If not, you need to call and talk to your insurance and see what they say for you to do. You may need to find another dentist if it becomes too much of a hassle or talk to a lawyer. Whichever you choose. Dont pay your dentist, tell him or her to take it up with the insurance companie. Bring your contract in to your dentist. It may be an honest mistake. With SO MANY different policies out there, no dental staff can know and remember them all. If your claim isn't paid in a timely manner, and your dentist does have to re-file with the insurance company, call your insurer and get on their case! The insurance company sure wants their premiums on time, so you should expect them to pay your dental claims on time. Unless the dentist is a preferred provider for your insurance company, they can charge a fee. It doesn't make any difference what your insurance contract says. If you have gone to a doctor out of network, you have no recourse. To use your dental insurance in your best interest, you must go to a preferred provider. A preferred provider is someone who has signed a contract with a specific insurance company indicating they will follow the "rules" of that company and accept the fee schedule. If your dentist has charged for a insurance filing fee, notify the insurance carrier. It is written in the dentist contract with the carrier that fees for filing claims should be not be charged. Get a rep from the insurance company to call and notify the doctor if they are participating in your plan. Alot of the time the office staff can not remember all of the policies. If there is a timely filing deadline on the plan and the insurance company has told you that it has not been received see if they can provide you with a fax number. If the timely filing deadline has expired and the dentist can provide proof that they have filed the claim several time the insurance carrier can accept that and will process the claim when received. If the provider can not show proof that the claim has been filed during the timley filing period normally the insurance carrier does not hold the patient responsible for the charge. Especially if the dentist is a participating provider. Please read you explaination of benefits. It states it there or contact you ins carrier.