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Housing Associations

Real estate home ownership that includes real estate assets owned in common with other home owners.

1,313 Questions

Can a homeowners association tow a vehicle with expired tabs if Mn statue states tabs expired LESS than 90 days is prohibited from being towed?

Read your current rules and regulations to determine when the association can tow your vehicle for expired tabs. Confirm that you have received a copy of the current guidelines. The rule may not correspond to the state law, and on association property, the rule may trump the state law.

How do you make changes in a HOA covenant?

Read your governing documents to determine the process required to amend your CC&Rs -- covenants.

Usually, amendments are drafted by association counsel -- a good idea is to gain verbal approval from the required number of owners in advance of commissioning the amendment -- then announced to the membership and voted on by them.

Can a Homeowners Assn have an insurable interest in a fence on property fence not on the common ground of the HOA?

Yes, a Homeowners Association (HOA) can have an insurable interest in a fence on a property that is not on the common ground of the HOA. The HOA is responsible for maintaining and enforcing certain rules and regulations for the entire neighborhood or community, which may include the maintenance and insurance of fences on individual properties. It is important to review the specific bylaws and governing documents of the HOA to determine their insurance responsibilities.

Are inside walls allowed to be removed in a condo?

Your question reads as though you are contemplating remodeling some part of your condominium unit.

Best practices indicate that before you begin removing walls, you review your architectural plans with the board, to determine that walls involved are not weight-bearing walls for the building, and that you have permission and approval to remove the walls.

Your governing documents determine the boundary between what you own and what is owned by all owners. For example, you may own all the sheetrock on both sides of the wall studs, but the studs may belong to all owners.

What is North Carolina law to dissolve homeowners association?

Read your governing documents which may contain this option in the case of condemnation after a major disaster.

Otherwise, you can employ the services of a local, common interest community-savvy attorney to help you discover your options.

What are the responsibilities of the board of governors?

In an association with a purpose to preserve, maintain and protect real estate assets owned in common, the first responsibility is to obey the state or provincial laws enacted to protect this style of asset ownership.

More specifically, the governing documents for the association describe roles and responsibilities of the governors, or directors, which usually includes a president, vice president, secretary and treasurer. There is also a member-at-large category that may be populated by several governors or directors.

Generally, the responsibilities dictate how the business of the association is run.

Can a 2nd level condo have a patio?

Yes, it is possible for a second-level condo to have a patio. Some condos are designed with balconies or patios on multiple levels to provide outdoor space for residents. However, the availability of a patio ultimately depends on the specific design and layout of the condo building.

Would it be a conflict of interest if a board member works for the property management company?

If your association board member works for the managingassociation management company, this is an obvious conflict of interest. The board member should either resign from the board or leave the employ of the company.

If the board member works for another property management company, the conflict may exist, especially when the board member deals with confidential issues that are required to be kept confidential by the board.

When there is a potential conflict, the board member's conduct is best documented when the board member acknowledges the conflict or potential conflict, and declines to vote on an issue where the conflict is involved or could be involved in the board's decision.

What are common areas in a subdivision?

Given that your subdivision is a home owners association, read your governing documents -- the land-use documents, usually CC&Rs -- to determine what elements of your subdivision are designated as common areas.

Examples can be roadways, greenbelts, golf courses, swimming pools, club houses, tennis courts, walking trails, detention and retention ponds, and so forth.

Generally, if there is no home owners association, then there are no common areas.

In a Homeowners Association can non-owners be on the board of directors?

Sometimes a non-owner -- usually not a tenant -- can be hired as a member of the board, under the corporate guidelines that govern the association under state law. For example: a non-profit corporation's board composition.

The percentage of membership on the board that fits into this category could be limited -- for example, to less than 50% -- again by state law.

Your association attorney can help you clarify this possibility and counsel you as to its advantages, limitations or restrictions.

What are condo owners rights to post lease signs?

Read your governing documents to determine restrictions on signs. These restrictions may be in the By-laws, in declaration amendments or 'House Rules'.

You can query your board, any director or your association manager to get the answer you want.

There is no standard.

Can my putting a modestly sized addition on my house diminish the value of my neighbor's house assuming it matches the existing house?

Given your categorization of this question, one must assume that you are both members of an association.

Associations are run according to governing documents. So long as your addition is added according to the process described in your governing documents, and it is allowed thereby, only your good will toward your neighbor would preclude completing the addition.

That is if you, your neighbor or a real estate professional believe that the addition is a detriment to your neighbor's real estate property.

It is possible that the addition would simply elevate the value of your property, while your neighbor's property would retain its original value.

In

Homeowner association special assessment Washington law 64.38?

RCW (Revised Code of Washington) 64.38 is the law governing homeowner associations.

Homeowner associations are directed by this law to impose and collect assessments, impose and collect fines for paying assessments late, and audit the financial records of associations with gross assessments higher than $50,000.

Special assessments are usually levied when the association must pay for repairs which are or could be:

  • unexpected
  • more costly than reserve funds can cover
  • for some other well-documented reason
As an owner, whether the assessment is a regular assessment or a special assessment, you are legally obligated to pay the assessment.

Review your governing documents to determine the lengths to which the association can go in order to collect the assessment, including selling your property to pay the debt. Also, to understand your responsibility to pay assessments.


In addition, you can work closely with your association's board to more fully understand the reason for any special assessment.

How do you vote out your hoa?

Read your governing documents to discover the process necessary to recall directors. Usually a minimum number of owners can call an owners meeting and make a motion to recall directors. The process requires a percentage of owners to vote, be present and to vote for the recall. Proxies are usually allowed.

What is important is that you have a follow-up plan once the directors have been recalled. You still have a multimillion dollar association to operate, govern and protect, preserve and maintain.

We have tuff pet guidelines at our condo assn and one disabled person wants them abolished while another disabled person wants them to stay who prevails?

Pet guidelines in any common ownership scheme are generally documented by board action.

A thorough and thoughtful conversation about which pets, their size, conduct, limitations and permissions is required by the community, with board participation. Best practices dictate that the board call a pet committee and conduct this open dialog.

The final decision is one that benefits the entire community, not one individual person.

Noting that "disabled person" appears in the question. Considering that the "pet" may be a service animal. Should this be the case, service animals are not pets and under ADA may not be regulated or prohibited. As a disabled person who requires a service animal, if this is the case, all possible accomidations must be made by landlords.

How do you boot people out of your condo in ourworld?

In the virtual world of OurWorld, you cannot directly boot people out of your condo. However, you can control who has access to your condo by setting the privacy settings to "Invite Only" or by removing specific individuals from your friends list. Additionally, you can report any inappropriate behavior to the OurWorld support team for further action.

Can a homeowners association lien impede a mortgage loan?

If you are the seller, notice that the lien must be satisfied before title can be transferred to a new owner. If you are a buyer, notice that the lien must be paid -- thus affecting the amount of your new equity, before title is transferred.

Can HOA board members request to not be tape recorded?

Recording board members -- the assumption here is 'during board meetings' -- is problematic.

The purpose for recording may be based upon the Secretary's mis-understanding of what's required to be included in board meeting minutes.

Minutes are historical records of association business action, and as such, certain basics are required. Additional material in minutes is not necessary and can be damaging or at least confusing.

Minutes should contain:

  • Association Legal Name
  • Date/Time
  • Location
  • Welcome - leave a blank for the name of the person who opens the meeting; the time; note that a quorum is present.
  • Present - list the names of all attendees.
  • Old Business/ New Business - include motions using 'Resolved: ...' and note the final vote.
  • Time of adjournment.
  • Date and location of the next meeting.

Documenting discussion based on resolutions is not necessary in the minutes, and are useful to position a resolution or motion into a context. Following Roberts Rules of Order, meetings can be conducted in efficient and effective ways.

That said, recording minutes means as well, that should the association ever come under legal scrutiny for any reason, board meeting tapes can be subpoenaed, and transcribed -- an expensive exercise -- and can provide details that can cloud legal standing.

Tape recording board meetings is never advised and rarely is it a requirement, given the purpose of generating meeting minutes.

When a board member requests that no taping take place, there's rarely a good reason to invade this person's privacy and deny this person's civil right by tape recording a board meeting in light of this request.

However, there are times when an owner -- board member or not -- tapes a board meeting, as evidence of board actions. In these cases, usually state law requires that the person taping the board meeting announce the taping, thus informing all in attendance that the meeting is being taped.

If the board denies this right to collect evidence, that denial can be recorded. In this case, the board could be accused of hiding evidence.

Can a condo owner add a window to their unit-not a replacement but totally new?

Your question sounds like you want to cut a new hole in the wall and install a window in a place where none currently exists.

What you anticipate may be a major modification to the exterior of your condominium. (Even if it's a minor modification, you are best advised to request permission.)


In order to make the modification you want, best practices dictate that you obtain an architect's or engineer's study to show that your addition -- once installed -- will not compromise the building's envelope, or violate the aesthetic design of the property or its structural integrity.


Then you need a work plan showing who will perform the work. This person should be licensed, bonded and insured, especially if the work includes altering any property you own in common with other owners, and not simply the interior that you own alone. Include the hours of work, the parking arrangement for the worker's vehicle, any noise or construction debris mitigation, and so forth in the work plan.


You should also supply the make, model and full physical description of the window you plan to install. Even a picture of the window, or an artist's rendering of what the installed window will look like may help your case.


If, according to your governing documents, windows are owned in common, you must petition the board to add your new window to its inventory of windows owned in common.


Petition the board in writing for permission to add the window and include your study, your vendor's credentials and work plan, the window's description, etc. Request that your window topic be added to the board meeting agenda, and that you be given time on the agenda to present your case. Request a decision in writing.


The board has the final decision in this request.


If you chose to proceed without permission, be aware that you could be setting yourself up for a violation, a fine and the cost of repairs to remove the illegal window and make the wall whole.

What repairs in a co-op apartment are you responsible for?

As a co-op apartment owner, you are typically responsible for repairs and maintenance within the walls of your specific unit. This includes fixing issues with plumbing, electrical systems, and appliances that are part of your unit. Common areas and structural elements of the building are typically maintained by the co-op corporation and the responsibility for repairs lies with them. However, it's best to review your specific co-op's governing documents or consult with the co-op board to get a clear understanding of repair responsibilities.

What does it take to get the California Attorney General's office to investigate a Homeowners Association HOA?

Simply request from the AG's office a complaint form, and complete it with all the info you know. Return it, and call in a few months to check on the status. Be persistent--they have many complaints and you need to demonstrate that yours has merit and is worthwile to investigate.

Can condo association limit animals?

Yes, condo associations generally have the authority to limit or regulate the keeping of animals within the condo community. This can include restrictions on the number, size, breed, or type of animals allowed, as well as rules on noise, waste disposal, and other related matters. However, any restrictions must be reasonable and in compliance with local laws and regulations.

Who owns the screen door of a condo unit?

Typically, the screen door of a condo unit is owned by the unit owner. However, it's essential to check the specific rules and regulations of the condominium association or the governing documents to confirm ownership responsibilities for maintenance and repairs.

What are the voting rights of an indivdual owning more than one unit apartment in a complex?

Your governing documents set out the ownership voting rights for your community. Every community's voting rights are specific for that private democracy. Votes can be either equal or unequal:

  • It's possible that your vote is measured in square footage -- larger units have more voting power than smaller units. (unequal)
  • Or it's possible that your vote is measured by a strict percentage of ownership -- 100 units divided by 100 means that each unit's vote equals 1% of the vote. (equal)
  • Or it's possible that your vote is measured by 'door', meaning that however large your unit, or however many units there are in the community, each unit owner -- and therefore an owner of multiple units -- is afforded a vote based on the number of units/ 'doors' owned. (equal)

Can you sell a condo unit in NYS without condo declaration being recorded?

No. The recording of the declaration of condominium creates the condominium under state laws. A condominium is a creation of law. If no condominium is created then no units can be sold.

Condominium declarations are recorded in the land records office where the land is located. Once the condominium has been submitted to the provisions of state condominium law by the recording of the declaration in the land records, the developer can sell condominium units.