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Mortgages

Using property (e.g. normally real estate) as collateral to obtain a loan that is paid by the borrower in installments.

9,165 Questions

Where can one learn about refinance costs?

The best location to learn about refinance costs is at your local bank, they have specialty counseling in finance and refinance. There are also multiple online sites that offer similar services but one have to be careful because of the high amount of spoof sites.

What is the best rate of a 30 year fixed mortgage in the US?

Mortgage rates for a 30 year fixed mortgage in the US depend on which mortgage company you decide to to your business with. Rates can vary quite a bit with your choice of holder but they can be as low as 2.25% currently.

Where can one find a stamp duty calculator?

There are many places where one can find a stamp duty calculator. One is an online calculator at eChoice, which is very easy to use with very simple user interface. Another is at moneysavingexpert, which is a bit more simplified version, with less options, but still rather good. Finally, there is another calculator at yourmortage, however, that one is good for australian properties.

Where can one go to find a good mortgage rate?

In order to find a good mortgage rate one can go to many places. One can go to different banks to search for the best rate, or they could go to any mortgage rate comparing site like Mortgage News Daily.

What banks offer home loan mortgage refinance?

There are a number of banks who provide home loan mortgage refinancing. Some of the most notable are Bank of America, Chase, Wells Fargo, Citi Bank, and Capital One.

Where can one find competitive Canadian mortgage rates?

Competitive mortgage rates in Canada can be found at TD Canada Trust, BMO, Wells Cargo and Bank of America. Online brokers include XceedMortgage and MyMortgage.

What types of mortgage calculators does Bankrate offer?

Bankrate has a large list of calculators to help you determine everything from your mortgage loan calculator to a Bi-Weekly mortgage loan calculator. You can also find calculators for balloons payments to your mortgage and home repair.

How would one define a self employed mortgage?

A self-employed mortgage is what people refer to when discussing mortgage loans for people who are self-employed or sole business proprietors. Due to the nature of self-employment, financial verification and income can be difficult to verify sometimes, and these among other things can make it difficult for one to obtain a self-employed mortgage. In the past, some programs existed to help entrepreneurs get these loans, but they have become obscure.

Where can a free mortgage insurance calculator be located online?

Free mortgage insurance calculators can be found on numerous websites, some of the more acclaimed ones are found on websites such as Zillow, which is an online home and real estate marketplace.

What is a good way to tell if your bank has the lowest refinance rates?

To tell if your bank has good refinance rates, you need to compare it to other banks. Reviews of top ten refinance rates are available online. Alternatively, you could use a money saving website, such as Martin Lewis money saving tips, to look at the best deals for refinancing and see if they are similar to your rate.

What are the advantages of getting a CCJ mortgage?

In the UK, a County Court Judge or CCJ mortgage is often a choice for people with adverse credit histories. Although these loans are specialized and generally need to be arranged through an adviser, they can provide excellent credit repair history and of course help people to obtain a home who may not otherwise be able to find financing.

What are the current base mortgage rates in the UK?

Base mortgage rates vary depending on the provider and the various offers available (fixed/tracker). Currently they are quite low and are typically between 1-4%.

How can one get a mortgage from Mortgage America?

All you really have to do, is find the phone number. After calling, you might wait in a short queue to speak to a representative. Once you are on the phone, just simply say that you are new to mortgages, and are looking to get a mortgage with a good rate. Primarily, you really want a mortgage around three percent. The lower the number, the better the price, although you may be paying for a longer period of time, it will be less stressful financially speaking.

Where can one go to get a loan for a mortgage refinance if one has a bad credit history?

You can go to your local bank, talk to your financial advisor, see if you are qualify to get a mortgage if you have a bad credit history. They probably need you to have a guarantor co-sign your mortgage.

Where may a person find information on the lowest mortgage refinance rates?

Information on the lowest mortgage refinance rates may be found at: ING Direct Un-mortgage; True North Mortgage; Prime Mortgage Works; Bank Rate; Calc XML; HSH; and Toronto Dominion Lending.

Where can one find information on FHA mortgage leads?

A variety of online companies offer FHA mortgage leads. Some of the most popular companies being Response Maker, Best Rate Referrals and Brokers Deals.

What are the advantages of a 30 year fixed rate mortgage over a 5 year renewable mortgage?

A thirty year fixed rate mortage offers better overall savings. A five year renewable mortgage offers the advantage of being renewable, and so you can cancel it.

How can one apply for internet mortgage leads?

If one would go to Internet Mortgage Leads, there is a great website that lets one apply for an Internet Mortgage Lead. Just get started by calling 877-245-3237.

What companies offer the best mortgage rates?

The companies that offer the best mortgage rates are companies such as Lending Tree. Good mortgage rates can also be located by visiting local financial institutions and comparing mortgage rates.

How can one refinance interest only mortgages?

One can refinance interest only mortgages through various means. GuideToLenders offers advice on which mortgages to refinance. It's recommended to only refinance your mortgage once.

What factors should one consider while deciding the best time to refinance a mortgage?

One very important factor to consider is the current interest rate. Refinancing can be a great way to obtain a lower rate, but can cost substantially more in the long run if the rates are higher.

What are ones options for applying for a low interest rate mortgage loan in Canada?

One could apply for a low interest rate mortgage loan in Canada at their local bank. Apart from a local bank, one can go to their federal bank where they may be more likely to receive a loan.

What services does Radian provide for it's customers?

Radian is a lending company. They help consumers get a loan for a mortgage, or they help a current homeowner make there mortgage more affordable if they are having trouble.

What is the home equity line of credit rate for mortgages in the UK?

Mortgage rates in the United Kingdom are historically low. For a fixed rate loan, borrowing with good credit, the rate can be as low as 1.75%. Rates are slightly lower if applying for a variable rate loan.

What are the average current 30 year fixed mortgage rates?

This depends where you are and what rate you can get. However according to the USA today, current 30 year fixed mortgage rates are up to an average of 3.42%.