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Does telephone service get reported as a utility bill and does it roll off in seven years?
The credit bureaus do not care about utilities. I have never known a utility bill to appear on a credit report from the big three.
It's the unsecured and larger debts (mortgage and car) they tend to be interested in.
The theory is that the utility just shuts off your power. No problem.
I moved out of my apartment in 1993 and unknowingly left a 123.00 phone bill. Last year, SBC took over Ameritech and they said they had new "collection procedures" and contacted me at my house. This is 12 years later. It was actually a collection agency that contacted me. When I checked my credit report a few months ago, it was listed as a collection and there was several collection "marks" listed for the last few months, so it does occasionally get placed on credit report. I paid it the 1st day they called my home by the way and it was still reported as a collection and that they were "unable to locate" me.
What else can I help you with?
What seven examples of services can be provided for tourists?
There are seven services can provide for tourist: 1. Shuttle service 2. Hotel/Resort 3. Car Rental Service 4. Restaurant 5. Security service 6. Spa service 7. Utility services
Where can one find a timetable of all the DART buses?
The DART website offers an easy to use timetable locator but telephone customer service is also offered. The service is open seven days a week and can advise on the most appropriate route to take.
What is Sara Lee Hosiery corporate telephone number?
seven
Who is reported to have founded seven churches in Asia Minor?
John was said to have founded the seven churches in Asia Minor.
How long does bad debt stay on your credit report?
Typically, it's reported for seven years, except for bankruptcy, which is reported for ten years.
What actors and actresses appeared in S-Club Seven - 1999?
The cast of S-Club Seven - 1999 includes: Reed Anthony as Utility
Do utility and other home bills affect your credit rating?
Only if you go deliquint and they send you to collection will it be reported to your credit report. Unfortunatly, if you pay your utilities on time, for the duration of your life, the GOOD credit will never be reported, but if they send you to collections, you bet it will land on your credit report. Gas, Electric, and Cable - all three may send you to collections if you fall more than 90 days past due. I have never seen water reported as this is a public utility, and towns have other ways of collecting past due accounts (by placing liens or simply shutting you off) than by sending you to a collection agency. There are some utility companies, PECO (Pennsylvania Electric Company) comes to mind, that immediately report their customers as delinquent when a utility bill is late. The same is true with child support enforcement. Pay it on time and "no show", pay it late, even once and it's all over your credit report for the next seven years.
How long should paid utility bills be kept for?
Paid utility bills should be kept for at least one year, but it is recommended to keep them for up to seven years for record-keeping purposes.
What are the release dates for Telephone Time - 1956 Abby Julia and the Seven Pet Cows 3-18?
Telephone Time - 1956 Abby Julia and the Seven Pet Cows 3-18 was released on: USA: 7 January 1958
How long do you need to keep utility bills for?
You should keep utility bills for at least one year, but it's a good idea to keep them for up to seven years for tax and record-keeping purposes.
What happens to bad credit after seven years?
Typically, specific accounts will not be reported to the credit agencies after seven years, whether in good or bad standing. However, check your credit reports periodically. Not only is this a good idea to prevent fraudulent activity, but sometimes accounts continue to be reported after the seven year mark.
What does 7 D in a L T N stand for?
"Seven Digits in a Local Telephone Number", which is correct for most telephone systems in North America, but not for much of the rest of the world.
