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Finding Payoff AmountsIf you are referring to "how to actually locate the company" who has the collection to obtain the payoff amount, I would suggest obtaining your credit report. Most of the time your credit report will have a list of creditors along with their phone number and/or address of creditor (if they are a "by mail only" type of creditor). I would suggest then calling them and state over the phone what you are trying to accomplish; you will be surprised how many creditors will either "settle" with you for a lower amount owed to clear the debt or set up a repayment plan for you. By selecting the repayment plan option you are also "reestablishing" a credit paying history which also can be reported to your credit report as a positive item for you. I hope this helps; this is what I suggest to and often time help my mortgage customers do.

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  • You must contact them. I have been through this myself.
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10y ago

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Related Questions

Where can you find out what the payoff amount is?

Payoff amounts are not usually provided on the monthly loan statement because the amount is calculated on a daily basis. To determine your payoff amount, call your lender and ask them what the current payoff amount is. Ask them if the payoff will change if you want to pay off the loan on a future date (give them the future date and they can calculate the payoff for you).


What is my credit acceptance payoff amount?

To find your credit acceptance payoff amount, you should contact your lender directly or log into your account on their website. The payoff amount may vary based on your remaining balance, interest, and any additional fees. Alternatively, you can refer to your latest billing statement, which typically includes this information. Always verify the amount before making a payment to ensure it covers your total obligation.


Where can I find an early mortgage payoff calculator?

If you have a mortgage account then there will be a mortgage payoff calculator for you to use to determine what the early payoff quote would be. I would try that.


If your account is sold to a collection agency how to do you find out when it was sold and how old the account is?

When the collection agency contacts you, they have to give you the opportunity to request information concerning the debt. You will have thirty days to send a written request to dispute the debt. And to ask for confirmation of the original creditor, the amount owed, when the account was remanded to the agency, etc.


Where can you find an online calculator mortgage payoff for single family homes?

You can find an excellent mortgage payoff calculator at Bankrate's website. Their mortgage payoff calculator lets you add the number of years reaming in your mortgage along with letting you add the mortgage amount as well as the annual interest rate. These are just some of the features that are offered in there mortgage payoff calculator.


How do you find the payoff balance on a personal loan?

How do you find the payoff balance on a personal loan?


How do you find out if an account has been turned over to a collection agency and what amount is owed?

When you check your credit report there are several sections, one is called collections account. You will be able to review collections account directly after judgements, if any are listed on your report.


How do you find the amount that i owe each account on an account payable?

Contact your creditors.


Where can I find early payoff calculators?

You may find out about early mortgage payout calculators at the following websites...www.bankrate.com/calculators/.../early-payment-payoff-calculator.as... or loan.bizcalcs.com/Calculator.asp?Calc=Loan-Early-Payoff


How do you find out who bought your debt?

The collection agency is required to inform the debtor that the account is now under their jurisdiction.


What is the auto loan payoff address?

The auto loan payoff address varies by lender, so it's essential to check your loan agreement or the lender's website for the specific address. Typically, you can also find it by calling their customer service. Ensure that you include your account number and any necessary information when sending your payoff request. If you need assistance, your lender's representative can guide you on the correct address and procedures.


Where can I find a mortgage payoff calculator that is easy to use?

There are a few different websites where you can find information about mortgage payoff calculators. A couple I can personally recommend are www.moneyadviceservice.org.uk and www.mortgage-calc.com