Most homeowners policys exclude 'gradual deterioration" the loss must be ''sudden and accidental'' but certainly turn in the claim to find out for sure.
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
The warping wall can weaken the structural integrity of the building by causing uneven stress distribution and potential structural damage.
depends on what was damaged. But I think its a 50,50 chance.
Nobody can give a good answer to this question if they can't see the ceiling and the damage
Carpenter ants primarily hollow out wood to build nests, causing cosmetic damage, while termites eat wood, causing structural damage that can weaken a building.
HO insurance policies are typically all risk and as such would cover such loss
Yes. Your homeowners insurance policy typically provides coverage for your homes structure from losses ensuing from the perils defined.
Yes, 30 mph winds can cause significant damage, such as knocking down trees, power lines, and causing structural damage to buildings.
Yes, 40 mph winds can cause significant damage, such as knocking down trees, power lines, and causing structural damage to buildings.
Mother nature would be responsible for the damage. Unfortunately though, She does not carry Insurance.
Yes, but it does depend on what the cause of the structural damage was. You need to look at your schedule of covered perils. Home owners insurance policies generally provide coverage for sudden accidental losses such as Fire, Wind, Hail, Falling objects, etc. See your policy schedule for a list of covered perils.
Structural Damage was created on 1995-03-14.