Yes, less your deductible. You can call it vandalism.
Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
Depends Every state has their own rules.. Whic State/county the accident happened? How minor is the damage? illinois and 800.00 damage
Yes, you do not need a police report to file a insurance claim.
I ythinnk it depends which state you reside in. In most states, unless someone is injured or their is property damage you do not need to have a police report. Actually, many police will not write a report at all unless there is actual damage. If there was no report and no injury the DMV will not know in MHO>
In all states an accident in which damage occurred (and even those in which there is no noticeable damage) are supposed to be reported to the police immediately and at the scene of the accident. If there is no police report it becomes next to impossible to collect compensation from the insurance company.
Most states have limits on damage. If the total damage exceeds the limit you should report it to police. If there was no damage to the telephone pole, you probably won't have any problems, but you can't always be sure.
It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.
Most insurance companies want a police crime report number before a settlement is reached.
The car drectly behind you who hit you. The police report will assign fault. If you are not at fault, the person who is will be responsible for the damage. Get a copy of the police report from the investigating agency and give it to your insurance agent. Thay should take it from there.
Call the police and get a police report. Call your insurance company and report it to them asap.
No you don't have to call the at fault insurance company. You have to get the information from other driver, give this information to your insurance company/agent. You have to get the collision report from reporting center. If the damage is more than $1000 and somebody is injured too, you may call police and send the police report copy to your insurance co.