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I can tell you that the power company will find any excuse not to pay for the damage. They will always say that the loose wire or whatever was on your side of the meter base and since they repaired it you cannot say either way. Lots of times you newer televisions have a capacitor that can be replaced for less than $40 if the surge was not too much. Most televisions now can be replaced rather inexpensively and are not worth making a claim for unless several electrical items were damaged in your home. It is best now not to make small claims on your home insurance and look at it as just for large events like a fire. If you have many claims you may be cancelled and will have trouble getting new home insurance if you are ever cancelled.

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