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Read this article on Kalyan City Blog. It lucidly explains general principles of good lending with examples.

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http://kalyan-city.blogspot.com/2010/09/principles-of-good-lending-every-banker.html

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14y ago

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Is high interest rate good or bad?

That depends on whether or not you're lending or borrowing. Lending = good Borrowing = bad


Are there good methods of lending?

Lending an object to someone is not possible without a certain measure of trust for that person. Thus, I fully believe that there are no "good" methods for lending. It is simply that if you do not trust a certain person enough to lend him anything, then do not do it.


Is fair lending really fair?

Fair lending will not be viewed as fair by everyone. What it really is, is an attempt to make sure that people who may not have as good of credentials as others are still considered for lending.


What are the insights of lending a hand?

No good deed goes unpunished.


What are ethical principles?

Principles for the grater good.


What has the author Howard S Noble written?

Howard S. Noble has written: 'Accounting principles' -- subject(s): Accounting, Lending library


Identify 3 principles of good recording?

three principles of good recording


What do you consider to be the principles of a good spelling system?

the principles of good spelling system is spelling it right


What are the ideas and principles about what is right and good known as?

The ideas and principles about what is right and good are known as ethics.


Where can one find information on lending money?

There are many places where one can find information on lending money. One good place is the official website from the "Bank of America". Another good place is the website "cibc".


What has the author John R Bangs written?

John R. Bangs has written: 'Principles of accounting' 'Accounting for engineers' -- subject(s): Accounting, Engineering, Lending library


What are the basic principles of lending?

The basic principles of lending include the assessment of creditworthiness, which evaluates a borrower's ability to repay the loan based on their credit history, income, and financial stability. Lenders also consider the loan-to-value ratio, ensuring that the loan amount is proportionate to the value of the collateral. Additionally, the terms of the loan, including interest rates and repayment schedules, are established to mitigate risk and ensure profitability for the lender. Lastly, transparency and clear communication between the lender and borrower are essential for fostering trust and understanding throughout the lending process.