Of course it does... It increases your premium value.
If a non smoker pays a $100 premium you would have to pay a $102 or $105 as premium...
Typically life insurance policies will consider factors such as smoking as a health hazard. If you are a smoker, this will generally result in higher rates of insurance. However, since life insurance is a competitive business, there are companies that will look more favorably on smokers than the typical life insurance companies. You would do well to look for online insurance quote providers. They will be able to help you locate such companies easily so that even as a smoker, you can get the best policy at the most affordable price.
Smoking is bad for you, no matter how many you smoke. There is no safe level of cigarettes to smoke. It will affect lots of things, like your lungs and simple things like your ability to taste things.
does rory mcilroy smoke cigarettes
No. He does not smoke.
smoke weed.. smoke cigarettes.. make music.. party
Yes, he does. He smokes cigars though. If he smoked cigarettes they would affect his baseball performance.
Yes, men and women are both susceptible to emphysema, particularly if they smoke cigarettes.
No he does not smoke
ti does smoke
No, he does not smoke..... Cigarettes.
No the FBI agents are NOT allowed to smoke cigarettes on their job.
Yes she does. She has been photographed smoking candidly.
No he smokes cigarettes...