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*This is the standard game. The player plays one-on-one against the dealer. Other multi-player variants exist that require additional bets, and may have only one winner per hand.

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Playing

The game Blackjack (or 21) is a casino game played with a multiple deck of standard cards. One side is the dealer who represents the House, and all other players compete against the dealer independently. The dealer is not a skill player, and is required to respond to certain totals of card values.

Each player is dealt two cards face up. The dealer has one card face up and one hidden, face down. The point value of these cards is the card number (2 to 10) or 10 for face cards (J, Q, K). An Ace may be counted as a "1" or as an "11", whichever benefits the player. The object is to score the closest to 21 total points using the two cards as well as additional (random) cards drawn from the deck. On his turn, each player is asked to "stand" (keep his current value) or "hit" (draw one or more cards to get closer to a total of 21). When a player stands, his total is then fixed. If the total exceeds 21, the player has immediately lost or "busted" that hand. After all players have finished drawing, the dealer reveals his second card and draws more if allowed by his standing total. Players with totals higher than the final dealer total win. A dealer bust wins for all non-busted players. A dealer tie with any player is a "push" and the player retains his bets but does not win.

Betting

Players place their bets before dealing, and cannot increase the bet except as allowed under "double down" or "split pairs". Blackjack (21 on two cards, an ace and a 10 or face) pays off at 1.5 times the bet, unless the dealer has or draws to 21 as well,and causes a push (no win or loss).

Double Down -- a player increases his bet by the initial amount (some rules allow less) but may only take one additional card before standing.

Splitting Pairs -- with two of the same value card, the player splits his hand into two, each having the same initial bet, and each hand is then drawn to separately. Sometimes hands may be further split using duplicate cards drawn.

Insurance -- when a dealer may have Blackjack (ace showing), any player may "buy insurance" of one-half his initial bet, to be paid 2-1 if the dealer has Blackjack. This is seldom a profitable bet.

Dealer Stands or Hits

There are restrictions on the dealer's play (when to stand, when to hit) based on the dealer's current total. The most prevalent rule is "dealer stands on 17" and must otherwise draw. The rules may sometimes allow the dealer to draw on a "soft 17" that includes an ace as 11 points. The dealer is never allowed to choose, or vary from the posted scheme.

(For variations and betting odds, see the related link below.)

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