The two most important C's in the five Cs of credit decision are Character and Capacity. Character assesses the borrower's creditworthiness and reliability based on their credit history and reputation, while Capacity evaluates their ability to repay the loan based on income and existing debt levels. Together, these factors help lenders determine the likelihood of repayment and the overall risk of lending.
In my humble opinion, the most important element in providing credit is the personal relationship that develops between borrower and lender.
the law
The most important decision is not to start smoking.
tbgsg
Decision-making
decision making
The most important decision I made in my life was choosing to pursue my passion as a career. It led me to a fulfilling and purposeful path that I am truly passionate about.
Your credit history is simply the period of time you have had open lines of credit. Say you had five credit cards and you kept them each for exactly one year and then closed each of them. You would have five credit years of history but most scoring systems would see that as one year of credit history. If you had one credit card account for one year and another for the subsequent year and so on for five years, you would also have five years of credit history, but, again, scoring systems would still see that as (more or less) one year of credit history. Now, if you had one credit card for five years, then the scoring systems would definitely see that as five yeas of credit history. So, creditors and scoring systems look at how long you have maintained each line of credit and the longer the better.
First step in applying for a credit card is deciding which credit card is the best choice for one's situation. Once decided, most major credit cards allow you to apply online via their bank's official website and most of the time instant credit decision is provided.
List the five most important factors that you will consider when selecting a system case
Yes, if you have at least five years experience. Most casinos don't check credit.
idnetifying the problem