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READ your CONTRACT. IF the contract is in DEFAULT, the collateral CAN be repossessed.

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Q: Can a vehicle be repossessed if the payment is 21 days late in New York State?
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How long do collection agencies have to recover debt after a vehicle has been repossessed in the state of New York?

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In New York State can an automobile be repossessed if it is in a carport and the repossessing agent does not notify you of his presence?

Yes. New York follows UCC laws when it pertains to the repossession of a vehicle. The borrower does not need to be notified of the action and the vehicle can be taken if it is not in an enclosed garage or locked property and there is not a breach of peace.


Car repo in ny?

A car can be repossessed in the state of New York if payments are late or defaulted. The only way to not get a repossessed is to make your payments on time.


Is it legal in the state of New York to be charged a fee to collect your personal belongings from a repossessed vehicle you don't plan to get back?

Yes. It is your personal property. It is taking up space on the property of the repossession agency. They may charge you for using that space.


What is the time period given before a car can be repossessed by a creditor in new york state?

Read the contract you signed. it likely states that when in DEFAULT, the lender can repo the collateral. Default is when you dont pay a payment as agreed or any other condition of the contract. No rocket science here.


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If your car was repossessed does the car loan company have the right to put a hold on your bank account then over draft it?

no the only thing they can do is take it out of your paycheck. Even In New York State