If the charge has been applied in error, you can simply call the bank, explain the error, and they will most likely remediate the problem. If you are currently having money hardship, there is a risk free/cost free option that you can take to at least try to get some of your money back. Contact the Ombudsman and they will help you finish the process of claiming some of your money back.
To reclaim bank charges, one needs to contact the personnel affiliated with their specific bank. Some banks are more flexible about reimbursing for fees that are deemed to be unfair.
The official "MoneySavingExpert" website provides detailed and reliable information about how one is able to apply for bank charges refunds. Also by contacting your bank you are able to get more advice on the issue.
If you feel that you are the victim of unfair bank charges, there are many place to go to complain. The best place to try would be the Financial Ombudsman Service.
Advantage - You can use your account for online bill pay. Disadvantage- The bank charges you Atm fee when you have to get money from another machine.
These can be requested from your bank and send via the mail or with most banks on the official bank website. A login may not yet exist and if so should be requested via a phone call to your bank.
he government declared bank holidays for one reason. Bank holidays are taking so that the bank can do deposits and do back work.
MoneySavingExpert and ThisIsMoney may have some good advice for this topic. One might also go to their local bank to see if they have any information on this topic that could help them.
"Bank of America charges non-members an ATM withdrawal fee of two dollars. If one of their members uses a non Bank of America ATM, then that bank usually has their own amount regulated (as a transaction fee, or penalty)."
I HAVE CREDIT IN CAIRO BANK CAN YOU (WESTERN UNION) TRANSFER CHECK NO M98211 FOM (PRIZE CLAIM CENTER - NEWYORK -US) TO CAIRO BANK(EGYPT) AND YOU WILL TAKE ALL TRANSFER COSTS NOTE THAT THE AMOUNT OF CHECK ONE MILLION DOLLARS
To have a personal loan from a bank you need to have a bank that you have an account with and a financial advisor at that bank. You'll meet with them to tell them why you need the loan and how you will pay it back.
I forgot to claim one of my income when I filed my 2006 income taxes. It is now 2008 and the IRS is slapping me with an interest and penalty charges. Can I file the missed income/W-2 on my next years (2009) income tax?
This would probably depend on the specific laws of the state that the bank account is in. If there are no heirs, then I don't know where the bank is going to get the money to pay the charges. Most states require debts (overdrawn charges would be a debt) to be paid by the "estate". If there is no estate, and no one else who agreed to be responsible for the decedent's debts, there is probably no way the bank will be paid back. The debts die with the debtor. Again, it depends on the specific state you are in as well as the size and content of the decedent's estate and whether anyone else might be considered responsible for the decedent's debts, ie cosigner on a loan.