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There are no particular laws pertaining to starting a repo company in SC. Of course you must follow the no breach of peace laws which apply everywhere. Some cities in the state require a business license some do not. Most all counties do not. There is no "repo licensing" in SC or NC. Most clients of any size will require that you have a 3 Million aggregate insurance policy covering wrongful repossession along with a One million dollar dishonesty bond. Some clients require certification through a national certification course such as the C.A.R.S. program. Much would depend on the clients you intend to work for.

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