It is not very smart though it may not be illegal. You are certainly jeopardizing your insurance coverage by not telling the insurance company the truth. An insurance policy is a legal and binding contract where both parties agree to certain terms. You agree to tell the insurance company the truth about drivers, place of residence, and other factors and to pay the premiums and the insurance company agrees to take on certain risks of yours when driving a vehicle and to pay claims that arise from said owning and operating of the vehicle. If you do not tell the truth then you have broken the contract and the insurance company is then not required to hold up their end of the contract. If a big claim were to occur when your wife hit and maybe killed someone would you then want to wonder whether or not the insurance company will pay this claim or would you be solely responsible when the people sue you. This is what you are risking when you lie to save $20 on your insurance as well as committing the criminal act of fraud.
Does the seller pay fortitle insurance policy
Sure. There's no requirement on a life insurance policy that you are a U.S. citizen.
one can get the disability insurance policy through work if the job offers it, Wisconsin is where the policy is available.
yes
no. there are laws for life insurance policy and is illegal to take it out to any individual
No, an accidental death would be covered by your life insurance policy.
You would need an auto insurance policy with a modified vehicle endorsement added on.
Usually, a car insurance discount comes from the companies policy, not depending on what type of job or profession you have.
no
Wisconsin does not have state mandated short term disability insurance. Benefit checks are sent by the insurance carrier that issued the policy - not your employer.
Drinking and driving is illegal everywhere. No insurance company can provide a policy for illegal activities. Drinking and driving is dangerous, not to mention that if a car accident were to happen, insurance would not cover it.
It depends on the terms of the policy, but it's really unlikely that an insurance policy would cover illegal activity.