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The bank(s) who issued your cards have likely written off the debt by this time and will not be actively looking for you. Skipping out on debt in the Netherlands, however, is technically illegal according to Netherlands lending laws and should the banks become aware of your presence, they may push to have criminal charges levied against you.

So, if you are going back to the country, your best bet is to not conduct any new business with the banks or any company related to that bank (e.g., holding company who owns the bank and any companies owned by the bank).

There will always be a risk, no matter how careful that you are, that one or more of the banks may discover your presence and decide to pursue action.

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14y ago

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