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What is penalty APR?

Penalty APR is when your credit company considers you late. Most credit card companies place you on Penalty APR if you have been late 2 times in either 6 or 12 months depending on their terms and conditions. A credit card may have an interest rate of 9.99% but have a penalty rate of up to 29.99%


What is the statue of limitation in Ohio for credit card debit?

what is the statue of limitation in Illinois for credit debit/


Can you rent an apartment without a credit card or debit card?

I have never had to use a credit or debit card and I have rented numerous places in Ohio for about 7 years.


What is the penalty for using the credit card of a deceased person?

It is a felony... Prison time... They WILL catch you...Dont do it..


What happens if unsecured credit card debt is not paid?

It goes on the credit reports as a delinquencyAnswer:If you don't pay your credit card debt then to your creditor may take you to civil court and can get a judgment to hold your property. There are other penalty as well if you dont pay your credit card debt.


In Ohio can your wages be garnished for not paying your credit card debt?

Yes, Ohio allows wage garnishment by a judgment creditor.


Which credit card is the most reliable?

Creadit cards are never reliable. by getting credit card you are calling trouble; and trouble only. Let people talk and discuss about security and other so called mesures to ensure your sefty and benifits, fact on ground is that you are just molestated after offering you a credit card. There are cases of misuse of your credit card by issuing banking company itself. you can learn a lot about credit card by surfing blogs.


What is a secured credit card and an unsecured credit card?

A secured credit card is a pay to play system. That is you must bank a certain amount with the issuing bank before you may use the card. If that balance is met or exceeded, your ability to use the card will end. An unsecured card is a type of loan; you may use the card up to your assigned limit with no penalty (other than that outlined in the credit agreement).


What is the penalty for fraud credit card use in Oakland County?

It is fraud and stealing so that means prison time.


In the state of Ohio is a spouse responsible for medical bills or credit card debt after the spouse has passed away?

My husband has termial cancer and I was wondering when he passes will I be responible for any credit card debts he has and any of his medical bills? We live in the state of Ohio.


In Ohio is the spouse responsible for the other spouse credit card debt?

credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account


What is the penalty in Oklahoma for using a deceased persons credit card and utilities?

Depends what the penalties for theft is - which is exactly what you're proposing !