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The value would depend on who made the jewelry and the gold or silver content in the jewelry. Sterling silver is better then a metal that has been plated or coated on another metal. The higher the silver content, the more it is worth and it will not rust. The 925 which indicates sterling silver means its composition is 92.5% silver and 7.5% copper. Gold value depends on the amount of the gold in the piece of jewelry. The most common is 14k. There is also 10k, 18k, 22k and 24k. The higher the gold content the softer or more malleable the jewelry would be. Jewelry made of 24K is not the desirable because it is so soft it could easily be damaged. Gold is typically used with copper or silver to give it strength so it can't be damaged as easily.

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