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California has the best consumer protection laws in the country, but there is still no cooling-off period for auto sales. In fact, state law requires that every contract for a car start with the words "THERE IS NO COOLING-OFF PERIOD."
The idea that there is a state or federally mandated 3-day cooling off period on all contracts is an urban myth. While a number of industries are regulated in California, the majority have no cooling-off period for contracts.
Some products and services have a 3 to 7-day cooling off period under the California buyers remorse laws. These include credit repair services and home equity sales contracts, which have a 5-day cooling off period.
Discount buying services in California have a 3-day cooling off period, as do dating services, seminar sales, weight reduction services, and job listing services. Health club memberships have a 3-day cooling off period. So do contracts or plans for services with a dental office.
Under the California buyers remorse laws, timeshare contracts allow 3 days for cooling off after the contract is signed. So do camping membership contracts, except that the consumer has 10 days if they have not visited the camp before signing.
California law requires that dance studios must allow consumers to cancel up to six months after your transaction, and for an unlimited longer time at a 10 percent penalty. Consumers are required to pay for the services they actually received.
Home solicitation contracts also have a 3-day cooling off period. This applies to any seller operating outside their normal place of business. This includes transactions at hotels, restaurants and "home" parties. It does not, however, apply to a seller who simply delivers items that the consumer negotiated for at the seller's normal place of business. Telemarketers must inform you at the time of the call that you have a 3-day right to cancel.
These are just some of the products and service covered under the California buyers remorse laws. If you have specific questions, contact the office of the California Attorney General.
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