Certainly. Could you please provide me with your bank account details so that I can assist you further?
That depends what the statements are.
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It's generally recommended to keep at least one year of 401(k) statements for your records. This helps with tracking your contributions, performance, and any discrepancies that may arise. However, for tax purposes and in case of future audits, retaining statements for longer—up to five years—can be beneficial. Always check with a financial advisor for personalized advice based on your situation.
A lender usually requires 2 months most current bank statements. It also depends on the type of loan you're trying to obtain. Some loans programs allow you to avoid bank statements totally, while others allow you to only use bank statements as means of verification of income. As far a bank checking for bounced checks, you need not worry about that. That is not what they are looking for at all.
For merchant cash advance, you require bank statements for the last three months, 3 months statements of credit transaction processing and landlord contact details or lease agreement.
Urine can be frozen for accurate testing purposes for up to 6 months.
You ought to expect to fill out a business loan application, which includes information for all business owners and sales. The lender will also require your past three months of complete bank statements.
To convert 0.65 of a year into months, multiply it by 12 (the number of months in a year). Therefore, 0.65 years is approximately 7.8 months. This can be rounded to about 8 months for practical purposes.
Credit inquires are factored into the score for 12 months for the purposes of lending and for 24 months for purposes of insurance quotes and underwriting.
You need to bring to the loan application process the following paperwork: verification of income (income tax returns & W-2 forms from recent years, pay stubs from recent weeks, proof of additional income, etc.), verification of assets (lists of bank account numbers, saving bonds, stocks & investments, checking & saving accounts statements for past few months, etc.), information about the purchase (copy of purchase contract, cancelled deposit check, etc.), information about debts (credit card statements for past few billing periods, statements for other consumer loans, cancelled rent checks, etc.). Different lenders may have slightly different requirements, so ask them what paperwork they need you to bring.
To access your Wells Fargo transaction history that is more than 18 months old, you can log in to your online banking account and navigate to the "Statements and Documents" section. From there, you can view and download your past statements, including transactions older than 18 months.
To get an auto loan from a bank you need to give three months bank statements for your salary account along with many other documents. The salary is reviewed by the bank and then the loan amount is decided.